M&T Bank Corporation

M&T Bank Corporation

MTB
M&T Bank CorporationUS flagNew York Stock Exchange
231.88
USD
+4.06
- -
33.96BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
33.04
34.01
34.12
33.76
37
42.8
46.07
46.28
46.33
49.1
56.51
55.45
61.03
63.11
Basic EPS, GAAP
7.87
7.56
7.3
7.87
8.77
13.32
13.84
9.99
13.88
11.61
15.88
14.74
17.14
18.03
Free Cash Flow per Basic Share
6.76
8.39
12.74
7.54
18.27
15.09
17.54
6.13
21.1
28.03
23.48
21.68
19.03
21.94
Dividend per Share
3.04
3.37
3.34
3.34
3.48
4.21
4.61
4.95
5.04
5.4
5.82
6.2
6.62
6.84
Book Value per Share
52.65
60.12
62.23
59.32
67.31
83.74
95.99
105.11
114.46
97.09
105.92
115.14
132.87
139.96
Tangible Book Value per Share
49.56
57.59
74.62
67.35
68.02
69.23
73.24
80.28
89.81
89.51
98.21
108.56
112.86
110.45
Basic Weighted Avg Shares
138
131
137
157
152
139
134
129
129
163
166
166
158
154
Sales/Revenue/Turnover
4,555
4,456
4,668
5,296
5,632
5,928
6,192
5,955
5,962
8,013
9,398
9,231
9,632
9,724
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
204
199
175
201
197
179
301
320
324
435
497
508
498
465
Net Income, GAAP
1,138
1,066
1,080
1,315
1,408
1,918
1,929
1,353
1,859
1,992
2,741
2,588
2,851
2,931
Effective Tax Rate (%)
35.52
35.07
35.53
36.11
39.4
23.53
24.27
23.53
24.28
23.74
24.26
21.81
22.78
22.75
Profit Margin (%)
25
23.93
23.13
24.83
25
32.35
31.16
22.72
31.18
24.86
29.17
28.04
29.6
30.14
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
3,709
7,607
8,755
8,409
7,720
8,036
6,885
4,382
3,485
3,965
8,201
12,605
10,911
11,175
Total Equity
11,306
12,336
16,173
16,487
16,251
15,460
15,717
16,187
17,903
25,318
26,957
29,027
29,177
27,972
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
15.71
13.09
12.18
13.85
13.66
16.9
15.18
9.72
12.64
12.4
15.79
13.34
13.48
13.53

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
2,000
2,100
7,800
LT Borrowings
12,928
10,911
11,175
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
2,394
2,834
2,434
Shares Outstanding
155
152
147
Market Capitalization
31,871
31,812
31,852

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
37,952
39,120
39,497
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
2,000
2,100
7,800
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.7%
13.34%
0.52%
Free Cash Flow
29.79%
54.7%
-16.81%
Net Income, GAAP
12.25%
17.34%
10.16%
Sales/Revenue/Turnover
8%
10.87%
4.34%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,235
2,302
2,332
2,362
9,231
2025
2,306
2,386
2,493
2,437
9,632
2026
2,408
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3.05
3.76
4.04
3.89
14.74
2025
3.34
4.27
4.86
4.72
17.14
2026
4.17
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.54
1.49
1.64
1.54
6.2
2025
1.62
1.52
1.76
1.72
6.62
2026
1.85
- -
- -
- -
- -

Company Description

MCPAPIChat
CEO
Rene F. Jones
Full Time Employees
22,291
Sector
Financial Services
Industry
Banks - Regional
Address
One M&T Plaza Buffalo NY United States of America 14203
IPO Date
Mar 17, 1980
Website
mtb.com
Business
M&T Bank Corporation engages primarily in commercial banking services and financial solutions, operating extensively across the United States. The company offers a comprehensive range of financial products and services including consumer and business banking; commercial lending and leasing; cash management and treasury services; wealth management and trust services; mortgage banking; and insurance products. Its offerings encompass deposit products, credit cards, treasury management, and investment services tailored to individual, small business, and corporate clients. M&T Bank Corporation operates through a network of branches and digital platforms, serving regional, national, and select international markets. Founded in 1856 and headquartered in Buffalo, New York, M&T Bank Corporation is a regional bank holding company with subsidiaries that include M&T Bank and other financial service entities. The company focuses on the Mid-Atlantic and Northeastern United States while also expanding its presence in other key U.S. markets. In the past 1-2 years, M&T Bank Corporation has pursued significant business expansion through strategic acquisitions and partnerships to enhance its digital banking capabilities and broaden its customer base. Notably, it has invested in fintech collaborations to accelerate technology integration and improve customer experiences. The bank has also expanded its commercial banking footprint through acquisitions of regional banks and financial firms. Additionally, M&T has enhanced its digital product offerings, launching new platforms for online lending, mobile banking, and wealth management solutions. These changes underscore a strategic focus on technology-driven growth and regional market expansion within the financial services industry.

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