NerdWallet, Inc.

NerdWallet, Inc.

NRDS
NerdWallet, Inc.US flagNASDAQ Global Market
8.50
USD
+0.12
- -
618.82MMarket Cap
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
4.03
4.33
7.32
7.63
7.81
8.99
11.26
11.68
Basic EPS, GAAP
0.43
0.09
-0.82
-0.14
-0.15
0.4
0.66
0.95
Free Cash Flow per Basic Share
0.54
0.25
0.09
0.29
0.93
0.93
1.75
1.91
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
-0.36
-0.31
-1.44
-1.2
-1.52
-2.18
-2.53
-3.22
Tangible Book Value per Share
0.14
0.06
3.59
2.36
2.72
2.86
3.09
2.43
Basic Weighted Avg Shares
57
57
52
71
77
76
74
73
Sales/Revenue/Turnover
228
245
380
539
599
688
837
850
Operating Margin (%)
12.44
0.45
-5.51
-2.28
0.6
1.37
7.79
10.79
Depreciation Expense
9
15
27
37
48
48
46
44
Net Income, GAAP
24
5
-42
-10
-12
30
49
69
Effective Tax Rate (%)
13.26
- -
- -
- -
287.3
- -
28.59
27.4
Profit Margin (%)
10.6
2.16
-11.2
-1.89
-1.97
4.42
5.82
8.11
Working Capital
81
105
177
117
161
137
174
126
LT Debt
37
38
13
10
6
4
6
- -
Total Equity
8
83
258
342
367
364
374
336
Return on Invested Capital (%)
- -
- -
- -
- -
-1.85
- -
12.15
18.81
Return on Capital (%)
- -
- -
- -
- -
14.87
- -
-29.7
-34.69
Return on Common Equity (%)
- -
- -
- -
- -
- -
- -
- -
- -

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
9
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
6
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
75
71
66
Market Capitalization
803
1,006
755

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
275
245
206
Cash, Cash Equivalents & STI
121
101
56
Accounts Receivable, Net
122
111
113
Inventories
- -
- -
- -
Total Current Liabilities
74
71
80
Payables & Accruals
74
9
80
ST Debt
- -
9
- -
Deferred Revenue
- -
47
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
50.72%
2.83%
Free Cash Flow
- -
116.76%
83.01%
Net Income, GAAP
- -
-251.93%
60.2%
Sales/Revenue/Turnover
- -
28.87%
21.67%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
162
151
191
184
688
2025
209
187
215
225
837
2026
222
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.01
-0.12
- -
0.52
0.4
2025
- -
0.11
0.35
0.19
0.66
2026
0.3
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

MCPAPIChat
CEO
Tim Chen
Full Time Employees
650
Sector
Financial Services
Industry
Financial - Credit Services
Address
55 Hawthorne Street San Francisco CA United States of America 94105
IPO Date
Nov 4, 2021
Business
NerdWallet, Inc. manages an online platform dedicated to offering clear, reliable financial guidance to individual consumers and small and mid-sized businesses. The company serves as a conduit, linking users with a diverse array of financial product providers. Through its website and mobile application, the platform equips individuals with comprehensive educational content, interactive tools, and extensive comparison marketplaces for various financial offerings. These include credit cards, home loans, insurance policies, small business solutions, personal financing options, banking services, investment vehicles, and student loan resources. Established in 2009 and headquartered in San Francisco, California, NerdWallet extends its services across the United States, the United Kingdom, Canada, and recently expanded into Australia. Its revenue model primarily relies on referral fees and commissions from financial institutions when users engage with recommended products. The firm continually enhances its offerings, including the recent launch of NerdWallet+, a premium membership for tailored financial advice and rewards.

Company News

MCPAPIChat
  • NerdWallet Launches Consumer Financial Resilience Index as Recession Fears Rise

  • NerdWallet Launches Consumer Financial Resilience Index as Recession Fears Rise

  • Your Money Mindset Was Set by Age 7. Here’s How to Reprogram It.

  • NerdWallet, Inc. (NRDS) Q1 Earnings Top Estimates

  • NerdWallet, Inc. (NRDS) Q1 2026 Earnings Call Transcript

  • NerdWallet Reports First Quarter Results

  • NerdWallet Announces Winners of Its 2026 Best-Of Awards for Mortgage Lenders

  • NerdWallet's Growth Story Looks Strong—But Can It Last?

  • NerdWallet: Despite Search Challenges, The Bottom Line Remains Strong

  • NerdWallet Announces Conference Call to Review 2026 First Quarter Financial Results

  • Contrasting Neon Bloom (OTCMKTS:NBCO) and NerdWallet (NASDAQ:NRDS)

  • NerdWallet: Revenue Growth Continues Despite Ongoing Organic Search Challenges

  • NerdWallet Named “Financial Planning Platform of the Year” in 2026 FinTech Breakthrough Awards Program

  • NerdWallet (NASDAQ:NRDS) Shares Gap Down After Analyst Downgrade

  • Here Are Friday’s Top Wall Street Analyst Research Calls: Adobe, Alcoa, Alphabet, Celanese, Knight-Swift, Linde Plc, Ollie’s Bargain Outlet, Tyson Foods, and More

  • NerdWallet, Inc. (NRDS) Reports Q4 Earnings: What Key Metrics Have to Say

  • NerdWallet, Inc. (NRDS) Q4 2025 Earnings Call Transcript

  • NerdWallet Reports Fourth Quarter and Full Year 2025 Results

  • How to Approach NerdWallet Stock Ahead of Q4 Earnings Release?

  • NerdWallet: Undervalued And Misunderstood