Pagaya Technologies Ltd.
Capital Structure
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in mil. unless spec.Quarterly Earnings Per Share
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in mil. unless spec.Company Description
- CEO
- Gal Krubiner
- Full Time Employees
- 518
- Sector
- Technology services
- Industry
- Packaged software
- Address
- 335 Madison Ave New York NY United States 10017
- IPO Date
- Jun 23, 2022
- CIK
- 0001883085
- Website
- pagaya.com
- Similar Companies
- Business
- Pagaya Technologies Ltd. Pagaya Technologies Ltd. (NASDAQ: PGY) operates as an AI-driven financial technology company that provides machine learning-based infrastructure to financial institutions, enabling loan origination, underwriting, and risk management across consumer credit products including personal loans, auto loans, point-of-sale financing, buy now pay later options, and residential real estate solutions; its proprietary platform features a decision engine for credit assessment, marketing tools like PGY Affiliates and Prescreen for customer acquisition, intelligence products for portfolio optimization and fraud detection, dynamic verification for faster conversions, and compliance services integrated via API into partner networks. Founded in 2016 with dual headquarters in New York and Tel Aviv, Israel, the company primarily generates revenue from the United States while serving global partners through its network connecting lenders, banks, and investors to expand credit access without assuming credit risk. Recent developments include the acquisition of Theorem Technology, Inc. in 2024 to bolster consumer credit funds management, an inaugural auto forward flow agreement with Castlelake for up to $500 million in loans announced in November 2025 raising total forward flow capacity to approximately $5.5 billion since year-end 2024, a partnership with One William Street Capital Management for residual certificates in a AAA-rated auto ABS securitization, closure of a second $300 million AAA-rated POSH revolving ABS transaction, issuance of $500 million in corporate debt rated by major agencies, expansion of its revolving credit facility to $132 million at reduced rates, and a strategic partnership with Klarna alongside a $300 million bond backed by BNPL loans, all contributing to record Q3 2025 results with $350 million in revenue, $107 million adjusted EBITDA, and raised full-year guidance.
Company News
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