The PNC Financial Services Group, Inc.

The PNC Financial Services Group, Inc.

PNC
The PNC Financial Services Group, Inc.US flagNew York Stock Exchange
251.91
USD
+1.00
- -
101.16BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
30.33
28.89
29.62
30.69
33.95
34.67
37.67
39.58
45.1
51.25
53.64
52.15
58.28
59.77
Basic EPS, GAAP
7.51
7.47
7.56
7.48
10.61
10.85
11.48
17.07
12.77
13.93
12.87
13.88
16.74
17.35
Free Cash Flow per Basic Share
10.52
10.56
10.75
7.09
11.6
16.79
16.47
10.91
16.93
22.05
25.21
19.75
11.07
17.14
Dividend per Share
2.17
2.33
2.45
2.57
3.12
3.93
4.77
5.17
5.37
6.53
7.18
7.24
7.43
7.54
Book Value per Share
49.15
54.64
61.77
69.59
79.4
89.14
100.51
116.07
124.27
136.62
147.15
155.39
166.62
168.45
Tangible Book Value per Share
62.02
66.4
68.65
72.86
76.05
78.31
86.05
102.03
100.92
76.22
91.08
99.81
116.21
117.03
Basic Weighted Avg Shares
528
529
514
494
481
467
447
427
426
412
401
399
396
398
Sales/Revenue/Turnover
16,012
15,281
15,225
15,162
16,329
16,190
16,839
16,901
19,211
21,114
21,509
20,809
23,077
23,787
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1,146
988
1,088
1,193
1,117
1,129
1,315
1,497
1,773
651
217
259
381
357
Net Income, GAAP
4,201
4,184
4,106
3,903
5,338
5,301
5,369
7,517
5,674
6,041
5,578
5,889
6,936
7,215
Effective Tax Rate (%)
25.95
25.06
24.77
24.14
1.86
16.92
16.41
12.42
18.07
18.2
16.17
17.8
17.55
17.64
Profit Margin (%)
26.24
27.38
26.97
25.74
32.69
32.74
31.88
44.48
29.54
28.61
25.93
28.3
30.06
30.33
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
36,819
48,263
54,532
52,706
59,088
57,419
60,263
37,195
30,784
58,713
72,737
61,673
57,101
66,666
Total Equity
44,037
46,074
45,980
46,854
47,585
47,770
49,343
54,041
55,726
45,812
51,141
54,469
60,636
63,676
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
16.21
14.41
12.81
11.17
14.06
12.69
11.86
15.43
10.62
10.51
8.95
9.15
10.36
10.64

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
62,344
57,101
66,666
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
392
390
402
Market Capitalization
79,870
82,709
82,820

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
50,389
50,386
40,772
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.15%
2.96%
11.32%
Free Cash Flow
4.61%
5.13%
-44.37%
Net Income, GAAP
7.01%
-0.47%
17.78%
Sales/Revenue/Turnover
4.39%
6.62%
10.9%
Total Cash Common Dividend
10.1%
6%
3.86%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
5,146
4,671
5,431
5,561
20,809
2025
5,447
5,662
5,900
6,068
23,077
2026
6,157
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3.12
3.41
3.53
3.8
13.88
2025
3.54
3.89
4.39
4.92
16.74
2026
4.17
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.76
1.8
1.82
1.85
7.24
2025
1.78
1.83
1.89
1.93
7.43
2026
1.9
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
William S. Demchak
Full Time Employees
53,686
Sector
Financial Services
Industry
Banks - Regional
Address
The Tower at PNC Plaza Pittsburgh PA United States of America 15222-2401
IPO Date
Nov 17, 1975
Website
pnc.com
Business
The PNC Financial Services Group, Inc. (PNC) operates as one of the largest diversified financial services institutions in the United States, providing retail and business banking, corporate and institutional banking, real estate finance, asset-based lending, wealth management, and asset management through its primary subsidiary PNC Bank, N.A. and other entities. Core offerings encompass retail banking products including deposits, payments, personal lending, credit cards, wealth advisory, and brokerage services delivered via approximately 2,200 branches, 60,000 ATMs, and digital channels; asset management solutions such as tailored investments, wealth planning, trust and estate administration, and cash management through PNC Private Bank, PNC Private Bank Hawthorn, PNC Institutional Asset Management, and PNC Capital Advisors with $440 billion in assets under administration as of September 30, 2025; and corporate & institutional banking features like treasury management, capital markets, international services, middle-market loans, M&A advisory via Harris Williams, equity capital markets through Solebury, and ESOP solutions. The company, headquartered in Pittsburgh, Pennsylvania with roots tracing to 19th-century banks and formally established in its current structure in 1983, serves individuals, small businesses, middle-market firms, Fortune 500 companies, real estate developers, utilities, healthcare providers, governments, nonprofits, and high-net-worth clients across 27 states and the District of Columbia. Recent developments include a September 2025 agreement to acquire FirstBank Holding Company for $4.1 billion in cash and stock, expected to close in early 2026 and expand presence in Colorado and Arizona with retained branches and equipment financing integration; a May 2025 deal for PNC Bank subsidiary to acquire Aqueduct Capital Group to enhance Harris Williams' private equity and credit fund placement capabilities; a November 2025 announcement to open over 300 new branches by 2030 with $2 billion investment across nearly 20 markets including Nashville, Chicago, Sarasota, and Winston-Salem; and prior expansions such as a September 2024 Plaid partnership for data access and a May 2024 extension of private credit solutions with TCW Group.

Company News

APIChatGPT
  • The PNC Financial Services Group, Inc (PNC) Could Be a Great Choice

  • PNC vs. HBAN: Which Bank Stock Offers Stronger Growth Story?

  • The PNC Financial Services Group (PNC) Q2 Earnings on the Horizon: Analysts' Insights on Key Performance Measures

  • 3 Stocks in Focus That Declared Dividend Hikes Amid Ongoing Volatility

  • PNC Financial Gains 14.3% in the Past 6 Months: How to Approach Now?

  • The PNC Financial Services Group, Inc (PNC) Reports Next Week: Wall Street Expects Earnings Growth

  • PNC Financial Gears Up For Q2 Print; Here Are The Recent Forecast Changes From Wall Street's Most Accurate Analysts

  • Banks seek work-around on debit card fee limits

  • PNC Financial Rewards Shareholders With 18% Dividend Hike, Stock Up

  • Big Banks Are Considering a Deal to Get Around Debit Card Fee Caps. This Fintech Stock is Rising on the News

  • PNC's New Mobile App Delivers an Intuitive, Personalized Experience to Help Clients Seamlessly Manage Their Day-to-Day Financial Lives

  • PNC DCF Analysis: Intrinsic Value $247 vs Price $253

  • PNC Financial: Premium Valuation Leads To 'Hold' Recommendation Ahead Of Q2 Earnings

  • PNC Raises Common Stock Dividend to $2.00 Per Share

  • PNC's Branch Expansion Push: A Contrarian Bet That Could Pay Off

  • Bank Mergers Just Hit a 7-Year High. Here Are the Regional Banks Most Likely to Make a Deal.

  • Dividend Announcements: June 20-26, 2026

  • The Fed's Bank Stress Test Results Are In. Here's What They Mean for Dividends and Buybacks.

  • Dow Jones Medical Giant J&J Breaks Out; PNC, Iron Mountain, Fortinet In Or Near Buy Zones

  • The PNC Financial Services Group Provides Quarterly 2027 Earnings Release Dates