US stock · Financial Services sector · Insurance—Specialty
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Radian Group Inc.

RDNNYSE

22.79

USD
-0.12
(-0.52%)
Market Closed
5.19P/E
8Forward P/E
0.24P/E to S&P500
3.579BMarket CAP
3.23%Div Yield
Upcoming Earnings
8 Feb
Shares Short
1/13/23
4.95M
Short % of Float
3.17%
Short % of Shares Outs.
3.15%
% Held by Insiders
0.88%
% Held by Institutions
101.32%
Beta
1.14
PEG Ratio
2.42
52w. high/low
24.84/17.84
Avg. Daily Volume
1.24M
Return %
Stock
S&P 500
1 year
2.29
(7.99)
3 years
(10.42)
24.38
5 years
4.16
53.16
Scale: |
High
Low
12.43
0.70
12.48
0.95
18.68
4.99
9.73
1.80
6.30
2.00
15.15
5.97
17.50
12.18
19.13
12.82
18.45
9.29
22.66
15.58
23.49
14.06
26.32
15.97
25.89
9.53
25.31
19.10
24.84
17.84
23.21
18.25
Currency: USD
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
TTM
Revenue per share
16.33
2.53
22.53
16.03
3.64
14.71
6.17
4.38
5.81
5.97
5.85
5.67
5.94
7.31
7.36
7.06
7.01
Earnings per share
7.16
(16.22)
(5.12)
(1.80)
(15.74)
2.28
(3.41)
(1.14)
5.20
1.44
1.46
0.56
2.83
3.22
2.01
3.19
4.48
FCF per share
5.82
3.75
(4.20)
0.68
(7.54)
(6.80)
(3.86)
(3.87)
(0.84)
(0.06)
1.63
1.54
3.04
3.19
3.28
2.89
2.43
Dividends per share
0.08
0.08
0.05
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.50
0.55
0.74
CAPEX per share
0.19
0.05
0.04
0.05
0.02
0.02
0.01
0.03
0.10
0.13
0.17
0.13
0.12
0.13
0.09
0.07
0.09
Book Value per sh.
50.01
34.20
25.30
24.47
7.50
8.93
5.56
5.43
11.77
12.49
13.56
13.93
16.28
19.39
21.92
22.61
23.21
Comm.Shares outs.
81
80
80
82
115
132
133
173
185
200
212
215
214
209
195
188
173
Avg. annual P/E ratio
- -
(2.5)
(1.0)
(2.5)
(0.6)
2.0
(1.1)
(10.4)
2.9
11.5
8.7
32.6
6.6
7.0
8.7
7.0
5.2
P/E to S&P500
- -
(0.1)
(0.0)
(0.0)
(0.0)
0.1
(0.1)
(0.6)
0.2
0.6
0.4
1.4
0.3
0.3
0.2
0.2
0.2
Avg. annual div. yield
- -
0.2%
0.9%
0.2%
0.1%
0.2%
0.3%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.0%
2.8%
2.5%
3.6%
Revenue (m)
1,328
201
1,808
1,313
417
1,948
818
759
1,073
1,193
1,238
1,222
1,273
1,527
1,439
1,330
1,214
Operating margin
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation (m)
37
19
16
20
40
63
72
80
66
82
71
86
69
73
72
75
4
Net profit (m)
582
(1,290)
(411)
(148)
(1,806)
302
(451)
(197)
960
287
308
121
606
672
394
601
774
Income tax rate
28.4%
37.6%
39.1%
39.0%
(14.3)%
18.0%
(1.6)%
4.9%
(209.4)%
35.7%
36.3%
65.1%
11.4%
20.8%
17.9%
21.5%
22.3%
Net profit margin
43.8%
(641.8)%
(22.7)%
(11.3)%
(432.6)%
15.5%
(55.2)%
(26.0)%
89.5%
24.0%
24.9%
9.9%
47.6%
44.0%
27.4%
45.2%
64.0%
Working capital (m)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Long-term debt (m)
748
948
1,018
698
965
1,047
772
1,025
1,210
1,219
1,070
1,027
1,030
1,022
1,582
1,560
1,566
Equity (m)
4,068
2,721
2,031
2,005
860
1,182
736
940
2,172
2,497
2,872
3,000
3,489
4,049
4,284
4,259
3,738
ROIC
7.8%
(15.3)%
(4.7)%
(1.5)%
(23.1)%
5.3%
(6.8)%
(2.2)%
8.9%
6.1%
6.1%
2.4%
10.5%
10.5%
5.7%
8.5%
12.0%
Return on capital
10.9%
(24.6)%
(7.6)%
(2.4)%
(20.2)%
6.5%
(6.6)%
(2.4)%
2.9%
9.5%
9.6%
6.9%
11.8%
13.3%
6.9%
10.8%
15.5%
Return on equity
14.3%
(47.4)%
(20.2)%
(7.4)%
(210.0)%
25.6%
(61.3)%
(21.0)%
44.2%
11.5%
10.7%
4.0%
17.4%
16.6%
9.2%
14.1%
20.7%
Plowback ratio
98.9%
100.5%
100.9%
100.6%
100.1%
99.6%
100.3%
100.8%
99.9%
99.3%
99.3%
98.2%
99.6%
99.7%
75.2%
82.8%
(Infinity)%
Div.&Repurch./FCF
51.4%
- -
- -
- -
- -
(0.1)%
- -
- -
158.6%
(1,730.9)%
29.3%
(1.5)%
7.8%
45.0%
50.2%
92.0%
157.7%
Capital Structure
4 Nov · 2022 | Q3
All numbers in millions
Total liabilities
$ 3,248
Total assets
$ 6,986
Long-term debt
$ 1,566
Cash and equiv.
$ 55
Goodwill
$ 10
Retained earnings
$ 3,657
Common stock
163
Enterprise Value
$ 5,090
Working Capital
Currency: USD, in millions
2019
2020
2021
Cash & Investments
5,300
6,429
6,220
Receivables
111
194
192
Inventory
- -
- -
- -
Other
(5,411)
(6,629)
(6,353)
Current assets
- -
- -
- -
Acc. Payable
- -
- -
- -
Debt due
- -
- -
- -
Other
- -
- -
- -
Current liabilities
- -
- -
- -
Annual growth rates
(avg. rate of change)
1 year
5 years
10 years
Revenue
(7.55)%
2.70%
6.51%
Cash flow
(15.11)%
19.94%
(346.51)%
Earnings
52.60%
105.64%
(38.25)%
Dividends
5.99%
1,157.58%
520.18%
Book value
(0.60)%
9.39%
25.64%
Insider Trading
Type
Shares
Date
Quigley Robert
Award
10,000
12/20/22
Culang Howard Bernard
Award
669
12/02/22
Mcmahon Brien
Discretionary
18,462
11/25/22
Mcmahon Brien
Sale
32,831
11/25/22
Hoffman Edward J
Sale
10,000
09/02/22
Quarterly Revenue
Currency: USD, in millions
Year
1Q
2Q
3Q
4Q
Total
2020
329
364
375
370
1,439
2021
329
337
326
338
1,330
2022
293
287
296
- -
- -
Earnings per share
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
0.72
(0.15)
0.69
0.76
2.01
2021
0.67
0.82
0.67
1.03
3.19
2022
1.02
1.16
1.22
- -
- -
Quarterly dividends paid
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
0.13
0.12
0.12
0.12
0.50
2021
0.13
0.15
0.14
0.13
0.55
2022
0.20
0.21
0.20
- -
- -
Company Description
Sector:
Financial Services
Industry:
Insurance—Specialty
CEO:
Mr. Richard Thornberry
Full-time employees:
1,800
City:
Philadelphia
Address:
1500 Market St Fl 19W
IPO:
Oct 30, 1992
Website:
Radian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. Its Mortgage segment offers credit-related insurance coverage primarily through private mortgage insurance on residential first-lien mortgage loans, as well as other credit risk management, contract underwriting, and fulfillment solutions. This segment primarily serves mortgage originators, such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks. The company's Homegenius segment offers title services, including a suite of insurance and non-insurance title, tax and title data, centralized recording, document retrieval and default curative title services, and deed and property reports, as well as closing and settlement services comprising electronic execution and traditional signing services; real estate valuation products and services; and asset management services, as well as a suite of real estate technology products and services to facilitate real estate transactions, such as software as a service solutions. This segment serves consumers, mortgage lenders, mortgage and real estate investors, government-sponsored enterprises, and real estate brokers and agents. The company was founded in 1977 and is headquartered in Wayne, Pennsylvania.