SLM Corporation

SLM Corporation

SLM
SLM CorporationUS flagNASDAQ
24.29
USD
+0.11
- -
4.57BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.73
1.74
2.08
2.24
2.61
3.13
3.91
4.69
6.44
7.06
7.82
8.55
9.58
9.89
Basic EPS, GAAP
0.54
0.43
0.6
0.54
0.63
1.08
1.31
2.27
3.67
1.78
2.44
2.73
3.52
3.64
Free Cash Flow per Basic Share
0.16
-1.03
-0.2
-0.47
-0.4
-0.24
-0.04
-0.48
-0.16
0.02
-0.63
-1.52
-1.92
-1.64
Dividend per Share
- -
0.03
0.05
0.05
0.04
0.04
0.16
0.15
0.21
0.47
0.51
0.54
0.6
0.6
Book Value per Share
0.25
0.47
1.06
1.6
2.22
3.29
4.54
4.73
9.22
12.58
16.04
19.44
23.28
25.88
Tangible Book Value per Share
2.64
2.98
3.59
4.16
4.81
5.91
6.81
6.02
6.03
5.25
6.75
8.53
10.33
10.92
Basic Weighted Avg Shares
440
424
426
428
431
435
427
384
315
258
231
216
207
198
Sales/Revenue/Turnover
760
736
885
960
1,126
1,361
1,672
1,800
2,027
1,823
1,809
1,849
1,984
1,961
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
8
9
9
10
11
14
15
15
16
17
18
18
16
16
Net Income, GAAP
259
194
274
250
289
487
578
881
1,161
469
581
608
745
736
Effective Tax Rate (%)
38.16
41.94
37.53
39.6
41.21
12.85
22.25
23.68
24.65
25.64
25.3
23.83
24.96
25.15
Profit Margin (%)
34.05
26.4
30.99
26.07
25.65
35.81
34.58
48.92
57.25
25.72
32.13
32.9
37.54
37.51
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
131,801
- -
579
2,168
3,275
4,284
4,354
5,189
5,931
5,235
5,228
6,440
5,362
5,844
Total Equity
1,166
1,830
2,096
2,347
2,474
2,973
3,312
2,563
2,150
1,727
1,881
2,160
2,451
2,475
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
28.67
118.09
78.27
40.36
33.33
39.54
33.31
46.39
49
14.95
16.19
14.91
16.16
14.94

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
498
499
- -
LT Borrowings
5,362
5,670
5,844
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
251
251
251
Shares Outstanding
199
189
188
Market Capitalization
5,606
4,354
5,141

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
4,241
5,701
5,663
Accounts Receivable, Net
1,563
1,532
1,602
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
498
499
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.78%
0.29%
13.49%
Free Cash Flow
-196.85%
-606.32%
21%
Net Income, GAAP
16.95%
4.64%
22.44%
Sales/Revenue/Turnover
8.85%
2.26%
7.32%
Total Cash Common Dividend
- -
22.69%
8.59%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
561
514
384
390
1,849
2025
581
404
546
454
1,984
2026
560
401
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.29
1.13
-0.23
0.51
2.73
2025
1.43
0.32
0.64
1.14
3.52
2026
1.56
0.29
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.13
0.13
0.13
0.15
0.54
2025
0.15
0.15
0.15
0.15
0.6
2026
0.15
0.15
- -
- -
- -

Company Description

APIChatGPT
CEO
Jonathan W. Witter
Full Time Employees
1,788
Sector
Financial Services
Industry
Financial - Credit Services
Address
300 Continental Drive Newark DE United States of America 19713
IPO Date
Sep 23, 1983
Business
SLM Corporation, widely recognized as Sallie Mae, operates as a prominent consumer banking entity providing financial solutions for higher education in the United States. The company's primary focus is the development and administration of private education loans, including specialized options like the Smart Option Student Loan and various graduate loan products, designed to assist students and their families in funding their educational pursuits. Beyond its core lending services, Sallie Mae also delivers a suite of retail banking offerings such as high-yield savings accounts, money market accounts, and certificates of deposit. Additionally, it offers credit card products aimed at students and young adults to help manage their finances. The company supports its target market through a range of college planning tools, scholarship search platforms, and FAFSA guidance, assisting individuals from the initial planning stages through graduation. Established in 1972 and headquartered in Newark, Delaware, SLM Corporation became a fully private entity in 2004, and subsequently, in 2014, separated its federal loan servicing business into Navient, dedicating its operations entirely to private education financing and consumer banking products. The firm has demonstrated strong operational performance, with recent reports indicating robust growth in loan originations and enhanced credit quality within its portfolio.

Company News

APIChatGPT
  • Sallie Mae Q2 Earnings Miss Estimates, NII Dips, Expenses Rise Y/Y

  • SLM Corporation (SLM) Q2 2026 Earnings Call Transcript

  • Sallie Mae (SLM) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates

  • Sallie Mae (SLM) Misses Q2 Earnings and Revenue Estimates

  • SLM Q2 Earnings Call Highlights

  • Sallie Mae Reports Second Quarter 2026 Financial Results

  • Sallie Mae Declares Dividends on Preferred Stock Series B and Common Stock

  • Sallie Mae (SLM) Q2 Earnings Preview: What You Should Know Beyond the Headline Estimates

  • Sallie Mae (SLM) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

  • Sallie Mae to Release Second-Quarter Financial Results

  • Here Are Tuesday’s Best Wall Street Analyst Research Calls: Adobe, American Airlines, Broadcom, First Solar, Meta Platforms, Shopify, Space-X, Ventas, Waste Managment, and More

  • Sallie Mae Selects Nova Credit's Income Navigator for Income Verification

  • Sallie Mae Launches New Parent Loan to Help Families Cover College Costs

  • Sallie Mae Launches New Parent Loan to Help Families Cover College Costs

  • Orbit Makes PTC's Recent Pullback Interesting Despite Execution Risks

  • Sallie Mae Stock Tumbles 7.6% on Elevated Charge-Off Concerns

  • SLM Corp (SLM) Shares Fall 7.6% -- What GF Score of 81 Tells Investors

  • SLM Corporation (SLM) Presents at Morgan Stanley US Financials Conference 2026 Transcript

  • The Sallie Mae Fund Expands Scholarship Program for Students Pursuing Graduate Degrees

  • The Sallie Mae Fund Expands Scholarship Program for Students Pursuing Graduate Degrees