SoFi Technologies, Inc.

SoFi Technologies, Inc.

SOFI
SoFi Technologies, Inc.US flagNASDAQ Global Select
16.58
USD
-0.09
- -
21.27BMarket Cap
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
2.32
3.81
4.87
1.87
1.75
2.23
2.49
3.14
3.3
Basic EPS, GAAP
-2.17
-2.27
-2.28
-1
-0.4
-0.36
0.46
0.42
0.48
Free Cash Flow per Basic Share
8.69
-0.79
-4.34
-2.66
-8.16
-7.77
-1.21
-3.46
-5.31
Dividend per Share
- -
0.21
0.35
0.08
0.04
0.04
0.02
- -
- -
Book Value per Share
- -
-4.09
-6.02
-2.25
-1.67
-1.91
-1.24
-0.72
-0.55
Tangible Book Value per Share
- -
-4.89
-13.12
5.74
3.32
3.49
4.28
7.38
7.4
Basic Weighted Avg Shares
116
116
116
527
901
945
1,050
1,150
1,194
Sales/Revenue/Turnover
269
443
566
985
1,574
2,108
2,612
3,613
3,942
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
11
16
70
102
151
201
203
234
246
Net Income, GAAP
-252
-240
-224
-484
-320
-301
499
481
577
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
- -
8.47
10.64
Profit Margin (%)
-93.69
-54.15
-39.62
-49.14
-20.36
-14.27
19.09
13.32
14.64
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
4,924
4,571
3,697
5,148
4,877
2,718
1,449
1,429
Total Equity
- -
2,101
3,054
4,698
5,528
5,555
6,525
10,489
10,812
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
486
486
486
LT Borrowings
2,228
1,330
1,328
LT Finance Leases
93
119
101
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,205
1,271
1,281
Market Capitalization
29,485
30,100
18,966

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
5,640
7,360
6,449
Accounts Receivable, Net
- -
893
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
454
- -
ST Debt
486
486
486
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
30.04%
60.76%
Free Cash Flow
- -
146.47%
212.77%
Net Income, GAAP
- -
-38.65%
-3.48%
Sales/Revenue/Turnover
- -
46.03%
38.32%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
586
599
694
734
2,612
2025
772
855
962
1,025
3,613
2026
1,100
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.08
0.01
0.06
0.31
0.46
2025
0.06
0.09
0.12
0.14
0.42
2026
0.13
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.02
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

MCPAPIChat
CEO
Anthony J. Noto
Full Time Employees
5,000
Sector
Financial Services
Industry
Financial - Credit Services
Address
234 1st Street San Francisco CA United States of America 94105
IPO Date
Jan 4, 2021
Website
sofi.com
Business
SoFi Technologies, Inc. SoFi Technologies, Inc. (SOFI) operates as a digital financial services platform offering lending, technology platform, and financial services segments to consumers and institutions across the United States with expanding international presence in regions including Latin America and Hong Kong; headquartered in San Francisco, California since its founding in 2011. The Lending segment provides personal loans, student loan refinancing, home loans, mortgages, auto loan refinancing, and related servicing; the Technology Platform segment delivers cloud-native digital and core banking solutions, event and authorization platforms via APIs, and loan origination services for third parties including prequalified borrower referrals; the Financial Services segment encompasses SoFi Checking and Savings accounts, SoFi Invest for active and automated investing including stocks and digital assets, SoFi Credit Card, SoFi Relay for personal finance management, credit score monitoring, budgeting tools, insurance offerings, and estate planning referrals. In recent developments, SoFi secured a landmark up to $5 billion loan platform agreement with Blue Owl Capital in 2025 to scale fee-based revenue through borrower referrals and third-party originations while retaining servicing rights; announced a major partnership with Southwest Airlines in Q3 2025 to power embedded financial products via its technology platform, targeting predictable revenue growth into 2026; and reported record Q3 2025 net revenue of $962 million with member additions reaching 12.6 million, underscoring strategic expansions in institutional alliances and digital banking scale.

Company News

MCPAPIChat
  • Prediction: SoFi Technologies Stock Will Double Within 1 Year

  • The Fed Just Triggered a Sharp Tech-Sector Sell-Off: Here Is the 1 Dirt-Cheap Financial Disruptor I'm Buying Hand Over Fist

  • SoFi Stock Pauses Friday: What's Going On?

  • SoFi's Growing Brand Strength Continues to Drive Member Expansion

  • SoFi Technologies, Inc. (SOFI) Is a Trending Stock: Facts to Know Before Betting on It

  • SoFi Announces Monthly Distributions on $THTA (10.00%)

  • SoFi's 36% Selloff Hides What The Bears Keep Getting Wrong

  • SoFi Stock Slides 42% in 6 Months: Buying Opportunity or Red Flag?

  • SoFi Technologies, Inc. (SOFI) Falls More Steeply Than Broader Market: What Investors Need to Know

  • SoFi Just Became the First U.S. Bank to Launch Its Own Stablecoin. Here's Why It Matters.

  • Here's How SoFi Is Using Artificial Intelligence (AI) and Why It Matters. Hint: It Could Be a Game-Changer.

  • If the Fed Raises Rates in 2026, What Happens to SoFi Stock?

  • Fintech M&A Watch: 3 Stocks That Could Be Next on the Block

  • SpaceX Stock Starts Trading This Week. Here's What to Expect.

  • Stock Market Today, June 8: SoFi Technologies Rises as Continued Innovation Draws Institutional Buying

  • Why SoFi Turned $1,000 Into a Rollercoaster

  • SoFi Stock Edges Higher Monday: What's Going On?

  • 5 Quotes From SoFi's CEO Investors Need to Hear

  • Want to Retire a Millionaire? This Under-$20 Stock Deserves a Look.

  • SoFi's Rule of 40 Strength is Becoming Impossible for Investors to Ignore