Sapiens International Corporation N.V.

    Sapiens International Corporation N.V.

    NNASDAQ:SPNS
    43.45
    USD
    0.00
    (0.00%)
    37.36P/E
    2012 Y
    2013 Y
    2014 Y
    2015 Y
    2016 Y
    2017 Y
    2018 Y
    2019 Y
    2020 Y
    2021 Y
    2022 Y
    2023 Y
    2024 Y
    TTM
    Revenue per Share
    2.85
    3.38
    3.34
    3.86
    4.42
    5.47
    5.81
    6.51
    7.48
    8.42
    8.61
    9.29
    9.72
    10.1
    Basic EPS, GAAP
    0.29
    0.29
    0.31
    0.42
    0.4
    0.01
    0.28
    0.52
    0.66
    0.86
    0.95
    1.13
    1.29
    1.15
    Free Cash Flow per Basic Share
    0.35
    0.19
    0.3
    0.66
    0.32
    0.02
    0.52
    1.09
    1.03
    1.4
    0.74
    1.38
    1.42
    1.39
    Dividend per Share
    - -
    0.14
    - -
    0.33
    0.23
    0.2
    0.2
    0.22
    0.14
    0.37
    0.7
    0.51
    0.57
    0.04
    Book Value per Share
    -1.96
    -1.66
    -1.1
    -0.66
    -0.26
    -0.25
    0.07
    0.37
    0.89
    1.32
    1.57
    2.18
    2.88
    - -
    Tangible Book Value per Share
    0.53
    1.7
    1.75
    1.75
    1.89
    -0.46
    -0.58
    -0.06
    0.39
    1.19
    1.51
    2.39
    3.17
    1.72
    Basic Weighted Avg Shares
    40
    40
    47
    48
    49
    49
    50
    50
    51
    55
    55
    55
    56
    56
    Sales/Revenue/Turnover
    114
    135
    157
    186
    216
    269
    290
    326
    383
    461
    475
    515
    542
    564
    Operating Margin (%)
    10.57
    8.78
    9.47
    13.12
    11.49
    0.37
    7.95
    11.63
    11.75
    12.47
    14.01
    15.33
    15.83
    13.72
    Depreciation Expense
    7
    8
    9
    10
    10
    16
    20
    19
    23
    29
    22
    21
    20
    22
    Net Income, GAAP
    12
    12
    14
    20
    19
    - -
    14
    26
    34
    47
    53
    62
    72
    64
    Effective Tax Rate (%)
    3.55
    6.54
    3.02
    17.19
    22.75
    - -
    26.44
    24.53
    17.09
    17.39
    19.25
    18.48
    19.49
    20.32
    Profit Margin (%)
    10.34
    8.57
    9.19
    10.78
    8.94
    0.13
    4.76
    8.06
    8.82
    10.23
    11.08
    12.13
    13.31
    11.4
    Working Capital
    19
    64
    44
    51
    72
    61
    49
    42
    123
    149
    139
    166
    186
    86
    LT Debt
    - -
    - -
    - -
    - -
    - -
    78
    69
    102
    147
    118
    88
    61
    38
    17
    Total Equity
    118
    170
    178
    182
    194
    201
    202
    225
    384
    409
    403
    450
    480
    527
    Return on Invested Capital (%)
    10.18
    7.7
    8.3
    11.21
    10.22
    - -
    6.06
    9.13
    8.25
    8.52
    10
    12.2
    12.86
    11.17
    Return on Capital (%)
    -14.51
    -16.94
    -24.73
    -48.24
    -89.94
    - -
    21.23
    25.26
    20.06
    22.09
    24.95
    29.85
    33.11
    106.47
    Return on Common Equity (%)
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    238.85
    105.54
    80.15
    66.3
    60.34
    51.26
    - -

    Capital Structure

    USD

    •

    in mil. unless spec.
    Mar'25
    Jun'25
    Sep'25
    ST Debt
    27
    27
    26
    LT Borrowings
    - -
    - -
    - -
    LT Finance Leases
    16
    18
    17
    Preferred Equity and Hybrid Capital
    - -
    - -
    - -
    Shares Outstanding
    56
    56
    56
    Market Capitalization
    1,474
    1,635
    2,404

    Working Capital

    USD

    •

    in mil. unless spec.
    Mar'25
    Jun'25
    Sep'25
    Total Current Assets
    327
    240
    252
    Cash, Cash Equivalents & STI
    206
    75
    82
    Accounts Receivable, Net
    106
    135
    138
    Inventories
    - -
    - -
    - -
    Total Current Liabilities
    195
    175
    166
    Payables & Accruals
    126
    103
    105
    ST Debt
    27
    27
    26
    Deferred Revenue
    42
    45
    35

    Growth Rates

    USD

    •

    in mil. unless spec.

    (avg. rate of change)

    10 years
    5 years
    1 year
    Total Equity
    11.79%
    18.7%
    6.6%
    Free Cash Flow
    251.57%
    17.24%
    3.48%
    Net Income, GAAP
    395.76%
    22.83%
    15.59%
    Sales/Revenue/Turnover
    13.37%
    10.95%
    5.4%
    Total Cash Common Dividend
    - -
    45.6%
    13.07%

    Quarterly Revenue

    USD

    •

    in mil. unless spec.

    Year

    Q1
    Q2
    Q3
    Q4
    FY
    2023
    125
    128
    131
    131
    515
    2024
    134
    137
    137
    134
    542
    2025
    136
    142
    152
    - -
    - -

    Quarterly Earnings Per Share

    USD

    •

    in mil. unless spec.

    Year

    Q1
    Q2
    Q3
    Q4
    FY
    2023
    0.26
    0.28
    0.29
    0.3
    1.13
    2024
    0.31
    0.33
    0.33
    0.32
    1.29
    2025
    0.32
    0.25
    0.26
    - -
    - -

    Quarterly Dividends Per Share

    USD

    •

    in mil. unless spec.

    Year

    Q1
    Q2
    Q3
    Q4
    FY
    2023
    - -
    - -
    0.26
    - -
    0.51
    2024
    - -
    - -
    0.25
    0.04
    0.57
    2025
    - -
    - -
    - -
    - -
    - -

    Company Description

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