Sapiens International Corporation N.V.

Sapiens International Corporation N.V.

SPNS
Sapiens International Corporation N.V.US flagNASDAQ Global Select
43.45
USD
+43.45
- -
2.43BMarket Cap
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
TTM
Revenue per Share
2.85
3.38
3.34
3.86
4.42
5.47
5.81
6.51
7.48
8.42
8.61
9.29
9.72
10.1
Basic EPS, GAAP
0.29
0.29
0.31
0.42
0.4
0.01
0.28
0.52
0.66
0.86
0.95
1.13
1.29
1.15
Free Cash Flow per Basic Share
0.35
0.19
0.3
0.66
0.32
0.02
0.52
1.09
1.03
1.4
0.74
1.38
1.42
1.39
Dividend per Share
- -
0.14
- -
0.33
0.23
0.2
0.2
0.22
0.14
0.37
0.7
0.51
0.57
0.04
Book Value per Share
-1.96
-1.66
-1.1
-0.66
-0.26
-0.25
0.07
0.37
0.89
1.32
1.57
2.18
2.88
- -
Tangible Book Value per Share
0.53
1.7
1.75
1.75
1.89
-0.46
-0.58
-0.06
0.39
1.19
1.51
2.39
3.17
1.72
Basic Weighted Avg Shares
40
40
47
48
49
49
50
50
51
55
55
55
56
56
Sales/Revenue/Turnover
114
135
157
186
216
269
290
326
383
461
475
515
542
564
Operating Margin (%)
10.57
8.78
9.47
13.12
11.49
0.37
7.95
11.63
11.75
12.47
14.01
15.33
15.83
13.72
Depreciation Expense
7
8
9
10
10
16
20
19
23
29
22
21
20
22
Net Income, GAAP
12
12
14
20
19
- -
14
26
34
47
53
62
72
64
Effective Tax Rate (%)
3.55
6.54
3.02
17.19
22.75
- -
26.44
24.53
17.09
17.39
19.25
18.48
19.49
20.32
Profit Margin (%)
10.34
8.57
9.19
10.78
8.94
0.13
4.76
8.06
8.82
10.23
11.08
12.13
13.31
11.4
Working Capital
19
64
44
51
72
61
49
42
123
149
139
166
186
86
LT Debt
- -
- -
- -
- -
- -
78
69
102
147
118
88
61
38
17
Total Equity
118
170
178
182
194
201
202
225
384
409
403
450
480
527
Return on Invested Capital (%)
10.18
7.7
8.3
11.21
10.22
- -
6.06
9.13
8.25
8.52
10
12.2
12.86
11.17
Return on Capital (%)
-14.51
-16.94
-24.73
-48.24
-89.94
- -
21.23
25.26
20.06
22.09
24.95
29.85
33.11
106.47
Return on Common Equity (%)
- -
- -
- -
- -
- -
- -
- -
238.85
105.54
80.15
66.3
60.34
51.26
- -

Capital Structure

FRC

in mil. unless spec.
Mar'25
Jun'25
Sep'25
ST Debt
27
27
26
LT Borrowings
- -
- -
- -
LT Finance Leases
16
18
17
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
56
56
56
Market Capitalization
1,474
1,635
2,404

Working Capital

FRC

in mil. unless spec.
Mar'25
Jun'25
Sep'25
Total Current Assets
327
240
252
Cash, Cash Equivalents & STI
206
75
82
Accounts Receivable, Net
106
135
138
Inventories
- -
- -
- -
Total Current Liabilities
195
175
166
Payables & Accruals
126
103
105
ST Debt
27
27
26
Deferred Revenue
42
45
35

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.79%
18.7%
6.6%
Free Cash Flow
251.57%
17.24%
3.48%
Net Income, GAAP
395.76%
22.83%
15.59%
Sales/Revenue/Turnover
13.37%
10.95%
5.4%
Total Cash Common Dividend
- -
45.6%
13.07%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
125
128
131
131
515
2024
134
137
137
134
542
2025
136
142
152
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.26
0.28
0.29
0.3
1.13
2024
0.31
0.33
0.33
0.32
1.29
2025
0.32
0.25
0.26
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
0.26
- -
0.51
2024
- -
- -
0.25
0.04
0.57
2025
- -
- -
- -
- -
- -

Company Description

MCPAPIChat
CEO
Roni Al-Dor
Full Time Employees
4,850
Sector
Technology
Industry
Software - Application
Address
Azrieli Center Holon Israel 5885800
IPO Date
Mar 5, 1998
Business
Sapiens International Corporation N.V. (NASDAQ and TASE: SPNS) provides intelligent SaaS-based software solutions for the global insurance industry; core offerings include Sapiens CoreSuite and IDITSuite for property and casualty (personal, commercial, and specialty lines), life, pensions, annuities, and reinsurance; Sapiens DigitalSuite, a cloud-native digital engagement platform; IDITGo, a pre-configured insurance launch platform; CustomerConnect and AgentConnect portals for self-service and sales enablement; ReinsuranceMaster for reinsurance automation; UnderwritingPro, ApplicationPro, IllustrationPro, and ConsolidationMaster for life and pensions; plus data and analytics, financial and compliance, decision management, and workers' compensation solutions. Founded in 1982 and headquartered in Holon, Israel, the company operates through offices in North America, the UK, Europe, the Middle East, Africa, Asia Pacific, and other regions, serving over 600 customers in more than 30 countries with implementation, consultancy, and managed services. Recent developments include the April 2025 acquisition of Candela, an intelligent automation firm with APAC-focused life insurance capabilities and $8 million in 2024 revenues, for $22 million cash (expected to close Q2 2025 and be accretive from Q4 2025); an August 2025 agreement to be acquired by Advent International for $2.5 billion in an all-cash deal to accelerate AI, SaaS innovation, and growth (with Formula Systems retaining partial ownership); and ongoing expansions in Germany, Austria, Switzerland, and APAC.

Company News

MCPAPIChat
  • Contrasting Code Rebel (OTCMKTS:CDRBQ) and Sapiens International (NASDAQ:SPNS)

  • Hamamatsu Photonics KK: A Significant Addition to Oakmark Intl Small Cap's Portfolio

  • Aviva PLC Sells 5,777 Shares of Sapiens International Corporation N.V. $SPNS

  • Sapiens (SPNS) Beats Q3 Earnings and Revenue Estimates

  • Sapiens Reports Third Quarter 2025 Financial Results

  • Chuck Royce's Strategic Moves: Significant Reduction in Air Lease Corp

  • SAPIENS TO ANNOUNCE THIRD QUARTER 2025 FINANCIAL RESULTS ON NOVEMBER 13, 2025

  • Sapiens Customer Summit Highlighted Transformative Insurance Technology in Phoenix, Arizona

  • Sapiens Launches Decision Analytics, Bringing Real-Time Visibility and Optimization to AI Decisioning

  • Sapiens' AdvantageGo Unveils Underwriting Workbench 3.0 to Redefine Underwriting as an Intelligent Business Platform

  • Sapiens Announces Strategic Partnership with Linqura for P&C Underwriting Risk-Scoring

  • MPS Completes Major IDITSuite Upgrade with Sapiens

  • Shareholder Alert: The Ademi Firm Continues to Investigate Whether Sapiens International Corporation Is Obtaining a Fair Price for Its Public Shareholders

  • Encova Insurance Leverages Sapiens to Streamline Testing and Improve Software Quality

  • Sapiens Launches Enhanced CoreSuite for P&C with Upgrades to Claims, Billing, and Underwriting

  • Bankers Insurance Group Selects Sapiens to Power Digital Modernization and Accelerate Strategic Growth

  • Sapiens International Corporation N.V. Investors: Company Investigated by the Portnoy Law Firm

  • Sapiens (SPNS) Surpasses Q2 Earnings and Revenue Estimates

  • SPNS Stock Alert: Halper Sadeh LLC Is Investigating Whether the Sale of Sapiens International Corporation N.V. Is Fair to Shareholders

  • Shareholder Alert: The Ademi Firm Investigates Whether Sapiens International Corporation Is Obtaining a Fair Price for Its Public Shareholders