StoneCo Ltd.

StoneCo Ltd.

STNE
StoneCo Ltd.US flagNASDAQ
9.16
USD
-0.33
- -
2.23BMarket Cap
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.53
2.68
5.52
8.62
10.99
14.82
28.84
32.28
40.39
53.83
55.34
Basic EPS, GAAP
-0.43
-0.39
1.09
2.9
2.95
-4.4
-1.66
5.09
-5.3
9.32
13.44
Free Cash Flow per Basic Share
-1.94
-5.22
-9.38
-11
-1.38
7.47
3.07
1.4
-17.11
-2.06
14.35
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
3.4
3
18.38
21.53
48.11
43.82
41.24
47.33
41.17
44.17
39.01
Tangible Book Value per Share
1.86
1.5
17.27
20.19
44.74
17.02
13.63
18.86
22.09
36.19
30.26
Basic Weighted Avg Shares
277
277
277
277
289
309
313
313
286
249
250
Sales/Revenue/Turnover
423
741
1,530
2,390
3,179
4,576
9,016
10,091
11,551
13,400
13,849
Operating Margin (%)
31.75
33.81
49.92
55.08
47.52
22.65
41.19
53.37
52.23
51.98
49.81
Depreciation Expense
43
57
92
163
256
507
800
878
949
1,003
937
Net Income, GAAP
-120
-109
301
803
854
-1,359
-519
1,592
-1,515
2,320
3,363
Effective Tax Rate (%)
- -
- -
31
26.26
25.74
- -
- -
18.59
18.71
14.8
33.56
Profit Margin (%)
-28.31
-14.67
19.69
33.61
26.86
-29.69
-5.76
15.78
-13.12
17.31
24.28
Working Capital
197
2,176
6,383
6,532
15,894
7,155
5,485
8,321
12,431
15,243
10,446
LT Debt
18
2,059
2,059
1,707
2,939
4,489
2,728
3,639
7,926
8,938
7,630
Total Equity
587
483
5,093
5,973
14,992
13,627
12,950
14,676
11,827
11,035
9,038
Return on Invested Capital (%)
- -
- -
9.96
9.36
6.61
- -
- -
22.22
21.38
21.68
22.25
Return on Capital (%)
- -
- -
9.62
10.29
6.65
- -
- -
11.13
-2.97
14.77
31.91
Return on Common Equity (%)
- -
-21.82
10.83
14.52
8.2
-9.57
-3.93
11.57
-11.48
20.37
32.71

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
8,644
8,852
8,635
LT Borrowings
8,796
6,996
7,630
LT Finance Leases
142
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
249
243
231
Market Capitalization
20,216
17,869
12,965

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
56,447
52,380
50,325
Cash, Cash Equivalents & STI
7,797
11,092
9,757
Accounts Receivable, Net
41,498
38,089
36,949
Inventories
- -
- -
- -
Total Current Liabilities
41,204
39,242
39,879
Payables & Accruals
19,830
19,451
19,395
ST Debt
8,644
8,852
8,635
Deferred Revenue
11,091
10,089
10,797

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
-5.37%
-6.7%
Free Cash Flow
- -
-420.02%
-89.54%
Net Income, GAAP
- -
-235.13%
-253.09%
Sales/Revenue/Turnover
- -
36.67%
16%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,948
2,796
2,926
3,491
11,551
2025
3,361
3,286
3,394
3,540
13,400
2026
3,578
3,337
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.21
1.62
1.82
-9.98
-5.3
2025
1.84
2.24
2.67
2.01
9.32
2026
6.89
1.88
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Mateus Scherer Schwening
Full Time Employees
16,367
Sector
Technology
Industry
Software - Infrastructure
Address
Harbour Place George Town SP Cayman Islands KY1-1002
IPO Date
Oct 25, 2018
Business
StoneCo Ltd. StoneCo Ltd. (STNE) provides financial technology solutions that enable merchants and integrated partners to conduct electronic commerce across in-store, online, and mobile channels primarily in Brazil. The company offers payment processing including point-of-sale (POS) terminals, Pix QR Code acceptance, and split-payment capabilities; digital banking services through Stone Account, Ton debit cards, and Super Ton Account featuring retail deposits; credit solutions such as working capital loans and Stone credit cards; prepayment and insurance products covering store, life, and health; and software solutions encompassing enterprise resource planning (ERP), customer relationship management (CRM), e-commerce platforms, order management systems, and engagement tools like recurring payments and one-click buy functionality. StoneCo Ltd. operates through proprietary and franchised Stone Hubs for hyper-local distribution, alongside direct sales teams targeting micro, small, and medium-sized businesses (MSMBs), marketplaces, e-commerce platforms, and integrated software vendors; it maintains over 400 hubs and serves more than 4.6 million active payment clients as of mid-2025. Founded in 2012 and headquartered in George Town, Cayman Islands, with primary operations in Brazil, the company adheres to a client-centric culture emphasizing transparency, innovation, and on-demand service via its Stone Business Model platform. In recent developments, StoneCo Ltd. divests a majority of its software segment, including Linx and related assets in retail, education, and healthcare verticals, to TOTVS for an enterprise value of R$3.05 billion plus R$360 million in net cash in July 2025 to streamline focus on core payments, banking, and credit operations; it raises 2025 guidance projecting over 14.5% gross profit growth and 32% earnings per share expansion amid aggressive share buybacks; and launches product enhancements like Pix integration in POS devices and NFC-based Tap Ton for mobile transactions while resuming credit offerings.

Company News

  • StoneCo Ltd. (STNE) Stock Falls Amid Market Uptick: What Investors Need to Know

  • StoneCo Ltd. (STNE) Stock Falls Amid Market Uptick: What Investors Need to Know

  • StoneCo: Deep Value Hiding Behind Brazil's Rate Fears - For Now

  • Stoneco Stock: Buy or Sell?

  • StoneCo Q2: Growing With Low Quality

  • Nu Holdings Jumps 10% to a Five-Month High, StoneCo Drops 6% as Nubank Breaks From the Pack

  • StoneCo Ltd. (STNE) Q2 2026 Earnings Call Transcript

  • StoneCo Q2 Earnings Call Highlights

  • StoneCo Ltd. (STNE) Q2 Earnings Beat Estimates

  • StoneCo Reports Second Quarter 2026 Results

  • Assenagon Asset Management S.A. Grows Stake in StoneCo Ltd. $STNE

  • StoneCo Ltd. (STNE) Stock Drops Despite Market Gains: Important Facts to Note

  • StoneCo Ltd. (STNE) Earnings Expected to Grow: Should You Buy?

  • Amundi Has $6.07 Million Stock Holdings in StoneCo Ltd. $STNE

  • StoneCo Ltd. (STNE) Falls More Steeply Than Broader Market: What Investors Need to Know

  • StoneCo Ltd. (STNE) Beats Stock Market Upswing: What Investors Need to Know

  • California Public Employees Retirement System Cuts Stake in StoneCo Ltd. $STNE

  • Head-To-Head Contrast: StoneCo (NASDAQ:STNE) & BOX (NYSE:BOX)

  • StoneCo Ltd. (STNE) Surpasses Market Returns: Some Facts Worth Knowing

  • StoneCo Ltd. (STNE) Outperforms Broader Market: What You Need to Know