The Bancorp, Inc.

The Bancorp, Inc.

NNASDAQ:TBBK
47.34
USD
+0.69
(+1.48%)
5.30EPS
11.67P/E
2.57BMarket Cap
Jan 28Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
3.27
3.83
5.36
2.97
3.62
4.87
4.32
4.86
5.52
6.27
8.37
10.68
15.38
- -
Basic EPS, GAAP
-0.39
1.51
0.35
-2.17
0.39
1.57
0.91
1.39
1.93
2.3
3.53
4.35
4.99
- -
Free Cash Flow per Basic Share
-1.29
-1.5
-6.44
-3.81
-0.51
-3.13
1.14
2.03
1.44
2.02
3.2
4.09
5.64
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
6.57
8.46
8.47
5.4
5.81
7.21
8.51
10.08
11.37
12.46
15.17
16.69
16.29
- -
Tangible Book Value per Share
6.37
8.3
8.34
5.28
5.72
7.14
8.47
10.03
11.33
12.43
15.14
16.67
16.27
- -
Basic Weighted Avg Shares
37
38
38
45
56
56
57
57
57
57
55
50
46
42
Sales/Revenue/Turnover
122
144
203
132
202
275
245
279
316
355
456
535
704
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
5
6
6
6
6
6
5
4
3
3
3
4
5
- -
Net Income, GAAP
-14
57
13
-96
22
89
52
80
111
130
192
218
228
- -
Effective Tax Rate (%)
33.36
- -
21.29
- -
57.08
26.92
29.28
25.57
23.39
26.81
25.11
25.54
24.69
- -
Profit Margin (%)
-11.78
39.53
6.62
-72.85
10.75
32.29
21.01
28.65
35.06
36.73
42.16
40.68
32.42
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
13
13
13
277
56
55
54
152
152
122
148
124
223
- -
Total Equity
247
319
320
299
324
407
484
581
652
694
807
790
690
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
-4.72
- -
4.03
- -
4.54
21.07
10.3
12.59
14.4
16.07
21.71
23.28
24.99
- -
Return on Common Equity (%)
-4.94
20.17
4.2
-31.18
6.96
24.26
11.57
15.03
17.94
19.34
25.62
27.24
30.85
- -

Capital Structure

USD

•

in mil. unless spec.
Mar'26
Jun'26
Sep'26
ST Debt
- -
- -
- -
LT Borrowings
223
214
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
42
41
41
Market Capitalization
2,249
2,571
1,959

Working Capital

USD

•

in mil. unless spec.
Mar'26
Jun'26
Sep'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
89
1,695
- -
Accounts Receivable, Net
41
43
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.65%
4.03%
-12.66%
Free Cash Flow
45.16%
21.02%
25.85%
Net Income, GAAP
-49.66%
24.31%
4.91%
Sales/Revenue/Turnover
15.97%
20.55%
31.62%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
124
125
126
149
535
2025
175
181
175
173
704
2026
161
164
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.07
1.05
1.06
1.17
4.35
2025
1.21
1.28
1.2
1.3
4.99
2026
1.43
1.46
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Damian M. Kozlowski
Full Time Employees
733
Sector
Finance
Industry
Regional banks
Address
409 Silverside Road Wilmington DE United States 19809
IPO Date
Feb 2, 2004
Business
The Bancorp, Inc. operates as a financial services company providing a broad range of banking and financial products primarily targeting fintech companies, financial institutions, and payments companies. Its core offerings include issuing and banking services such as prepaid card programs, commercial lending, deposit services, consumer and business banking solutions, and digital banking platforms. The company manages various product lines including payment processing, direct deposit, payroll cards, and credit services. The Bancorp, Inc. was founded in 1993 and is headquartered in Wilmington, Delaware. It operates primarily across the United States, serving as a key banking partner to non-bank financial services providers and fintech firms. Recent major company developments within the last 1-2 years include strategic expansions in its fintech partnerships and the launch of enhanced digital banking services aimed at broadening its reach in the rapidly growing digital payment space. The company has also focused on expanding its program management capabilities and upgrading technology infrastructure to support these offerings. The Bancorp, Inc. stands out in the banking industry for its specialized focus on innovative fintech collaborations and payment solutions, operating through subsidiaries and partnerships that span various segments of consumer and business financial services. Its strategic focus on digital innovation and partnership models positions it as a significant player in the evolving payments ecosystem and banking-as-a-service sector. This detailed company description reflects The Bancorp, Inc.'s current product portfolio, geographic operations, recent strategic initiatives, founding year, and headquarters location to provide a comprehensive overview suitable for financial databases.

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