UnitedHealth Group Incorporated

UnitedHealth Group Incorporated

409.38
USD
+4.94
(+1.22%)
18.38EPS
20.87P/E
332.21BMarket Cap
Jan 20Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
123.98
136.77
164.86
194.16
207.59
235.67
255.44
271.82
304.98
347.07
402.19
437.46
492.92
497.85
Basic EPS, GAAP
5.69
5.89
6.1
7.37
10.9
12.49
14.6
16.28
18.33
21.54
24.22
15.74
13.28
17.59
Free Cash Flow per Basic Share
5.75
6.84
8.59
8.5
11.94
14.22
17.29
21.27
21.09
25.06
27.79
22.63
17.7
25.27
Dividend per Share
1.07
1.43
1.87
2.38
2.86
3.46
4.15
4.85
5.6
6.41
7.32
8.23
8.72
9.05
Book Value per Share
32.54
34.02
35.5
40.2
49.3
53.85
60.78
69.23
76.26
83.27
96.06
101.27
103.89
108.39
Tangible Book Value per Share
-3.34
-4.36
-19.95
-18.75
-15.76
-17.23
-19.4
-17.66
-14.96
-32.1
-32.65
-40.81
-40.69
-38.96
Basic Weighted Avg Shares
988
954
953
952
969
960
948
946
943
934
924
915
908
903
Sales/Revenue/Turnover
122,489
130,474
157,107
184,840
201,159
226,247
242,155
257,141
287,597
324,162
371,622
400,278
447,567
449,662
Operating Margin (%)
7.86
7.87
7.01
7
7.56
7.67
8.13
8.71
8.33
8.77
8.71
8.07
4.24
5.32
Depreciation Expense
1,375
1,478
1,693
2,055
2,245
2,428
2,720
2,891
3,103
3,400
3,972
4,099
4,361
4,259
Net Income, GAAP
5,625
5,619
5,813
7,017
10,558
11,986
13,839
15,403
17,285
20,120
22,381
14,405
12,056
15,884
Effective Tax Rate (%)
36.37
41.81
42.64
40.38
22.82
22.34
20.81
23.98
20.52
21.65
20.5
24.06
12.86
15.54
Profit Margin (%)
4.59
4.31
3.7
3.8
5.25
5.3
5.71
5.99
6.01
6.21
6.02
3.6
2.69
3.53
Working Capital
-7,501
-7,067
-11,259
-15,373
-13,379
-14,517
-19,148
-18,702
-16,534
-20,168
-20,617
-17,990
-24,315
-30,240
LT Debt
14,891
16,007
25,331
25,777
28,835
34,581
36,808
38,648
42,383
54,513
58,263
72,359
72,320
68,714
Total Equity
33,324
33,842
35,461
40,189
52,022
56,227
62,162
70,539
76,479
86,347
98,919
102,591
101,698
105,545
Return on Invested Capital (%)
12.27
11.84
10.71
11.03
15.08
15.38
16.04
15.82
16.25
16.84
16.95
14.47
9.25
11.05
Return on Capital (%)
12.03
11.79
10.47
10.81
14.29
14.37
15.12
15.03
15.36
15.94
15.85
9.7
8.23
10.03
Return on Common Equity (%)
17.76
17.4
17.54
19.46
24.54
24.1
25.32
25.02
25.19
26.91
26.88
15.88
12.91
16.39

Capital Structure

USD

•

in mil. unless spec.
Mar'26
Jun'26
Sep'26
ST Debt
6,477
3,827
5,617
LT Borrowings
71,440
69,501
68,714
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
908
905
905
Market Capitalization
245,608
376,145
332,207

Working Capital

USD

•

in mil. unless spec.
Mar'26
Jun'26
Sep'26
Total Current Assets
91,127
86,860
85,595
Cash, Cash Equivalents & STI
31,229
31,468
28,549
Accounts Receivable, Net
26,587
21,573
20,543
Inventories
- -
- -
- -
Total Current Liabilities
114,124
111,820
115,835
Payables & Accruals
78,290
78,671
78,912
ST Debt
6,477
3,827
5,617
Deferred Revenue
3,419
2,986
3,397

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.36%
7.74%
-0.87%
Free Cash Flow
8.72%
-3.1%
-22.36%
Net Income, GAAP
9.94%
-2.42%
-16.31%
Sales/Revenue/Turnover
11.09%
11.74%
11.81%
Total Cash Common Dividend
16.2%
11.6%
5.08%

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
99,796
98,855
100,820
100,807
400,278
2025
109,575
111,616
113,161
113,215
447,567
2026
111,721
112,032
112,694
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-1.53
4.58
6.51
6.06
15.74
2025
6.9
3.76
2.59
0.01
13.28
2026
6.92
6.08
4.58
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.88
2.1
2.08
2.11
8.23
2025
2.1
2.21
2.21
2.21
8.72
2026
2.21
2.31
2.32
- -
- -

Company Description

CEO
Stephen J. Hemsley
Full Time Employees
390,000
Sector
Health services
Industry
Managed health care
Address
1 Health Drive Eden Prairie MN United States 55344
IPO Date
Oct 17, 1984
Business
UnitedHealth Group Incorporated is a diversified health and well-being company primarily engaged in health benefits and health services. It operates through two main platforms: UnitedHealthcare, which provides a full range of health benefit plans including employer-sponsored, individual and family plans, Medicare Advantage, Medicare Part D, Medicare Supplement, and community and state healthcare benefits; and Optum, which encompasses healthcare delivery, pharmacy care services, and technology-enabled health services. UnitedHealthcare serves more than 40 million individuals across the United States, while Optum operates in multiple segments including OptumHealth, OptumInsight, and OptumRx, offering services such as care delivery, data analytics, pharmacy benefit management, and health care operations. UnitedHealth Group's product offerings include health insurance plans for employers, individuals, Medicare beneficiaries, and state-based programs; pharmacy benefit management services; healthcare delivery via clinics and ambulatory care; and data and consulting services aimed at improving healthcare quality and cost efficiency. The company also offers specialty services including home health, hospice, and chronic care management through various subsidiaries. In recent major developments, UnitedHealth Group closed its $3.3 billion acquisition of Amedisys, a leader in home health and hospice care, enhancing its position in value-based care and home health services. It agreed to sell its last South American business, Banmedica, to Brazilian private equity firm Patria Investments for $1 billion, reflecting a strategic refocus on core markets. UnitedHealth also continues to invest in technology and care innovations while managing regulatory challenges and increased medical costs across its insurance lines. The company extended grant partnerships for maternal and infant health programs as part of its community care focus and has experienced shifts in its Medicare Advantage and Optum Health operations to optimize profitability and service delivery. Founded in 1977 and headquartered in Minnetonka, Minnesota, UnitedHealth Group has a broad geographic reach primarily across the United States with selective international operations. It serves a diverse customer base including employers, government programs, individuals, and providers, maintaining a complex organizational structure with nearly 2,700 subsidiaries supporting multiple healthcare and insurance operations globally. The company remains one of the largest healthcare conglomerates by revenue and market presence. UnitedHealth Group continues to leverage its integrated platform model combining insurance and health services to enhance care delivery, improve health outcomes, and control costs, positioning itself as a pivotal player in the evolving healthcare industry landscape as of 2025.

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