US stock · Financial Services sector · Banks—Regional
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U.S. Bancorp

USBNYSE

52.14

USD
+0.95
(+1.86%)
Market Closed
11.24P/E
10Forward P/E
0.43P/E to S&P500
77.466BMarket CAP
3.52%Div Yield
Upcoming Earnings
15 Jul
Shares Short
5/13/22
12.23M
Short % of Float
0.82%
Short % of Shares Outs.
0.82%
% Held by Insiders
0.09%
% Held by Institutions
77.19%
Beta
1.00
PEG Ratio
1.15
52w. high/low
63.57/47.68
Avg. Daily Volume
8.05M
Return %
Stock
S&P 500
1 year
(14.19)
(5.39)
3 years
1.54
40.55
5 years
1.05
64.79
Scale: |
High
Low
36.84
29.09
42.23
20.22
25.59
8.06
28.43
20.44
28.94
20.10
35.46
27.21
40.83
31.99
46.10
38.10
46.26
38.81
52.68
37.07
56.61
49.54
58.50
43.14
61.11
45.05
59.48
28.36
63.01
42.47
63.57
47.68
Currency: USD
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
TTM
Revenue per share
7.64
7.99
8.35
8.90
9.38
9.70
10.63
10.54
11.06
11.39
12.28
13.03
13.57
14.47
15.39
15.06
15.38
Earnings per share
2.67
2.49
1.69
1.19
1.73
2.55
2.99
3.17
3.25
3.33
3.43
3.71
4.34
4.37
3.29
5.28
4.65
FCF per share
3.05
1.50
3.05
4.11
2.74
5.13
4.22
6.22
2.96
4.98
3.11
3.86
6.47
3.09
2.46
6.54
6.65
Dividends per share
1.35
1.64
1.74
0.70
0.25
0.49
0.82
1.00
1.09
1.14
1.21
1.32
1.45
1.74
1.89
1.91
1.94
CAPEX per share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per sh.
11.92
12.13
15.10
14.03
15.44
17.75
20.67
22.36
24.11
26.15
27.53
29.24
31.23
32.80
35.19
36.39
35.84
Comm.Shares outs.
1,778
1,735
1,742
1,851
1,912
1,914
1,887
1,839
1,803
1,764
1,718
1,677
1,634
1,581
1,509
1,509
1,485
Avg. annual P/E ratio
11.9
13.4
18.3
16.2
14.0
10.0
10.6
11.3
12.9
12.9
12.4
14.2
12.1
12.2
12.4
10.6
11.2
P/E to S&P500
0.7
0.8
0.9
0.2
0.7
0.6
0.7
0.7
0.7
0.6
0.6
0.6
0.5
0.5
0.3
0.4
0.4
Avg. annual div. yield
4.2%
4.9%
5.6%
3.6%
1.0%
1.9%
2.6%
2.8%
2.6%
2.7%
2.8%
2.5%
2.8%
3.3%
4.6%
3.4%
3.5%
Revenue (m)
13,587
13,861
14,543
16,470
17,939
18,574
20,064
19,378
19,939
20,093
21,105
21,852
22,181
22,883
23,226
22,721
22,846
Operating margin
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation (m)
588
619
573
607
596
565
561
520
501
481
470
468
467
502
527
497
422
Net profit (m)
4,751
4,324
2,946
2,205
3,317
4,872
5,647
5,836
5,851
5,879
5,888
6,218
7,096
6,914
4,959
7,963
7,240
Income tax rate
30.8%
30.3%
27.0%
15.0%
22.3%
27.8%
28.9%
26.2%
26.1%
26.1%
26.7%
16.8%
17.9%
19.2%
17.6%
21.5%
21.3%
Net profit margin
35.0%
31.2%
20.3%
13.4%
18.5%
26.2%
28.1%
30.1%
29.3%
29.3%
27.9%
28.5%
32.0%
30.2%
21.4%
35.0%
31.6%
Working capital (m)
151,899
163,018
191,075
200,611
217,634
232,542
246,232
245,969
259,114
276,448
309,639
319,540
330,949
334,772
391,658
372,122
(21,042)
Long-term debt (m)
37,602
43,440
38,359
32,580
31,537
31,953
25,516
20,049
32,260
32,078
33,323
32,259
41,340
40,167
41,297
32,125
32,931
Equity (m)
21,197
21,046
26,300
25,963
29,519
33,978
38,998
41,113
43,479
46,131
47,298
49,040
51,029
51,853
53,095
54,918
51,200
ROIC
4.2%
4.0%
2.6%
1.8%
1.9%
2.1%
2.2%
2.1%
1.9%
1.8%
1.6%
1.8%
2.1%
2.2%
1.2%
1.6%
1.4%
Return on capital
5.6%
5.3%
3.3%
2.0%
2.2%
2.7%
2.8%
2.6%
2.3%
2.2%
2.2%
2.1%
2.6%
2.6%
1.5%
1.9%
1.7%
Return on equity
22.4%
20.5%
11.2%
8.5%
11.2%
14.3%
14.5%
14.2%
13.5%
12.7%
12.4%
12.7%
13.9%
13.3%
9.3%
14.5%
14.1%
Plowback ratio
49.7%
34.2%
(2.7)%
41.0%
85.8%
80.8%
72.5%
68.6%
66.3%
65.7%
64.7%
64.4%
66.7%
60.3%
42.5%
63.7%
63.7%
Div.&Repurch./FCF
78.8%
169.1%
44.1%
68.4%
6.8%
12.9%
37.8%
35.7%
69.7%
44.6%
80.2%
89.1%
48.3%
146.9%
121.3%
57.2%
44.6%
Capital Structure
3 May · 2022 | Q1
All numbers in millions
Total liabilities
$ 534,849
Total assets
$ 586,517
Long-term debt
$ 32,931
Cash and equiv.
$ 44,303
Goodwill
$ 10,250
Retained earnings
$ 69,987
Common stock
1,485
Enterprise Value
$ 66,094
Working Capital
Currency: USD, in millions
2019
2020
2021
Cash & Investments
144,749
199,018
161,311
Receivables
14,185
13,706
12,367
Inventory
- -
- -
- -
Other
197,568
228,668
214,537
Current assets
356,502
401,217
381,715
Acc. Payable
- -
- -
- -
Debt due
21,730
9,559
9,593
Other
- -
- -
- -
Current liabilities
21,730
9,559
9,593
Annual growth rates
(avg. rate of change)
1 year
5 years
10 years
Revenue
(2.17)%
1.00%
1.42%
Cash flow
165.61%
37.78%
20.92%
Earnings
60.58%
10.96%
5.97%
Dividends
1.23%
7.03%
7.29%
Book value
3.43%
2.87%
3.89%
Insider Trading
Type
Shares
Date
Wine Scott W.
Award
3,040
04/21/22
Wine Scott W.
Award
2,639
04/21/22
Mckenney Richard P
Award
3,040
04/21/22
Mckenney Richard P
Award
2,639
04/21/22
Mehdi Yusuf I
Award
3,040
04/21/22
Quarterly Revenue
Currency: USD, in millions
Year
1Q
2Q
3Q
4Q
Total
2020
5,748
5,814
5,939
5,725
23,226
2021
5,444
5,756
5,864
5,657
22,721
2022
5,569
- -
- -
- -
- -
Earnings per share
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
0.78
0.46
1.05
1.01
3.29
2021
1.51
1.31
1.34
1.11
5.28
2022
1.05
- -
- -
- -
- -
Quarterly dividends paid
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2019
0.42
0.43
0.42
0.47
1.74
2020
0.48
0.47
0.47
0.47
1.89
2021
0.47
0.48
0.45
0.51
1.91
Company Description
Sector:
Financial Services
Industry:
Banks—Regional
CEO:
Mr. Andrew Cecere
Full-time employees:
70,000
City:
Minneapolis
Address:
800 Nicollet Mall
IPO:
May 7, 1984
Website:
U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as investment management, ATM processing, mortgage banking, insurance, and brokerage and leasing services. As of December 31, 2021, the company provided its products and services through a network of 2,230 banking offices principally operating in the Midwest and West regions of the United States, as well as through on-line services, over mobile devices, and other distribution channels; and operated a network of 4,059 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.