WaFd, Inc.

WaFd, Inc.

WAFD
WaFd, Inc.US flagNASDAQ Global Select
30.91
USD
+0.21
- -
2.29BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
3.84
4.29
4.84
5.22
5.46
6.07
6.76
7.25
7.81
10.13
11.39
9.72
9.04
10.27
Basic EPS, GAAP
1.45
1.56
1.68
1.79
1.95
2.4
2.61
2.26
2.39
3.4
3.72
2.5
2.64
3.17
Free Cash Flow per Basic Share
1.45
1.21
1.01
1.97
1.85
1.92
2.47
1.76
3.93
3.93
3.05
5.58
2.6
2.98
Dividend per Share
0.36
0.42
0.53
0.55
0.84
0.66
0.79
0.87
1
1.17
1.2
1.2
1.24
1.26
Book Value per Share
18.91
20.05
21.04
22.03
23
24.14
25.79
26.61
28.03
30.22
32.85
33.25
35.04
36.81
Tangible Book Value per Share
16.33
16.97
17.82
18.72
19.58
20.38
21.86
22.52
23.27
25.49
28.05
27.73
29.38
30.82
Basic Weighted Avg Shares
105
101
96
91
89
85
80
77
73
65
65
74
80
76
Sales/Revenue/Turnover
402
434
463
477
486
516
544
556
566
662
743
722
725
782
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
16
17
18
20
42
47
31
40
34
64
23
134
10
12
Net Income, GAAP
152
157
160
164
174
204
210
173
184
236
257
200
226
256
Effective Tax Rate (%)
35.42
35.75
35.75
33.89
32.27
20.76
19.99
20.87
21.24
21.23
20.81
21.88
21.95
21.83
Profit Margin (%)
37.68
36.3
34.61
34.37
35.73
39.5
38.64
31.17
32.44
35.72
34.66
27.71
31.19
32.78
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
1,930
1,930
1,830
2,080
2,225
2,330
2,250
2,700
1,720
2,125
3,650
3,318
70
3,316
Total Equity
1,938
1,973
1,956
1,976
2,006
1,997
2,033
2,014
2,126
2,274
2,426
3,000
3,040
3,023
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
7.9
8.05
8.16
8.35
8.72
10.19
10.43
8.57
9.04
11.67
11.84
7.68
7.77
8.9

Capital Structure

FRC

•

in mil. unless spec.
Dec'26
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
2,488
3,115
3,316
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
300
300
300
Shares Outstanding
76
74
74
Market Capitalization
2,449
2,319
2,838

Working Capital

FRC

•

in mil. unless spec.
Dec'26
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,983
4,159
4,064
Accounts Receivable, Net
98
99
99
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
5
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.72%
8.84%
1.31%
Free Cash Flow
20.45%
27.57%
-49.77%
Net Income, GAAP
4.54%
6.85%
13.01%
Sales/Revenue/Turnover
4.72%
5.69%
0.42%
Total Cash Common Dividend
6.67%
5.3%
13.97%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
168
171
194
189
722
2025
172
180
186
188
725
2026
192
198
206
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.85
0.17
0.75
0.71
2.5
2025
0.54
0.65
0.73
0.73
2.64
2026
0.79
0.82
0.85
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.31
0.29
0.3
0.3
1.2
2025
0.3
0.31
0.31
0.31
1.24
2026
0.31
0.32
0.32
- -
- -

Company Description

CEO
Brent J. Beardall
Full Time Employees
1,979
Sector
Financial Services
Industry
Banks - Regional
Address
425 Pike Street Seattle WA United States of America 98101
IPO Date
Nov 9, 1982
Business
WaFd, Inc. operates as a bank holding company, primarily through its subsidiary WaFd Bank, delivering a broad array of financial services. The company provides lending, various deposit products, and insurance offerings to individual consumers, small to large businesses, and commercial real estate developers and owners. Originally established in 1917, and previously known as Washington Federal, Inc. before its 2023 rebranding, the firm maintains its headquarters in Seattle, Washington. With a network of branches spanning nine western states, WaFd Bank has recently refocused its strategy by exiting single-family mortgage origination to concentrate on commercial and small business lending.

Company News

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  • WaFd Investor Alert: Kahn Swick & Foti, LLC Investigates Merger of WaFd, Inc. - WAFD

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  • WaFd CEO on EverBank merger: Economics are absolutely compelling

  • WaFd's EverBank Merger Deal: A Boost to Earnings & Scale?

  • WAFD Stock Alert: Halper Sadeh LLC is Investigating Whether WaFd, Inc. is Obtaining a Fair Price for its Shareholders

  • EverBank-WaFd Deal Bridges Banking's Digital and Branch Divide

  • WAFD Stock Alert: Halper Sadeh LLC is Investigating Whether WaFd, Inc. is Obtaining a Fair Price for its Shareholders

  • WaFd, Inc. (WAFD) M&A Call Transcript

  • $HAREHOLDER ALERT: The M&A Class Action Firm Announces An Investigation of WaFd, Inc. (NASDAQ: WAFD)

  • $HAREHOLDER ALERT: The M&A Class Action Firm Announces An Investigation of WaFd, Inc. (NASDAQ: WAFD)

  • WaFd Merges With Digital Lender EverBank in $3.9 Billion Deal

  • WaFd, Inc. Enters into a $3.9 Billion Reverse Merger Transaction with EverBank Financial Corp

  • EverBank to combine with WaFd in $3.9 billion reverse merger

  • WaFd, Inc. Enters into a $3.9 Billion Reverse Merger Transaction with EverBank Financial Corp

  • EverBank to Combine With WaFd to Create $75 Billion Bank