World Acceptance Corporation
NASDAQ Global SelectCapital Structure
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in mil. unless spec.Working Capital
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in mil. unless spec.Growth Rates
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in mil. unless spec.Quarterly Revenue
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in mil. unless spec.Quarterly Earnings Per Share
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in mil. unless spec.Quarterly Dividends Per Share
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in mil. unless spec.- CEO
- Janet Lewis Matricciani
- Full Time Employees
- 2,907
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Address
- 104 S. Main Street Greenville SC United States of America 29601
- IPO Date
- Nov 26, 1991
- CIK
- 0000108385
- Website
- loansbyworld.com
- Similar Companies
- Business
- World Acceptance Corporation (WRLD), founded in 1962 and headquartered in Greenville, South Carolina, engages in the consumer finance business servicing individuals with limited access to mainstream credit sources such as banks, credit unions, and credit card lenders. The company offers short-term small installment loans, medium-term larger installment loans typically ranging from $400 to $5,000 with an average origination around $1,975, related credit insurance products, and ancillary services including income tax return preparation with electronic filing, tax advance loans, and automobile or motor club memberships for roadside assistance; these offerings are provided through approximately 1,000 to 1,200 branches across 15 to 16 states including South Carolina, Georgia, Texas, Oklahoma, Louisiana, Tennessee, Missouri, Illinois, New Mexico, Kentucky, and Alabama. World Acceptance operates under primary trade names like World Finance and Loans by World, emphasizing fixed interest rates, transparent up-front pricing without hidden fees, flexible repayment terms tailored to customer budgets, and credit-building opportunities. In September 2025, the company and its subsidiary WFC Receivables I, LLC entered into a $175 million revolving warehouse credit facility secured by consumer loan receivables, providing enhanced liquidity for loan origination and management with provisions for servicing delegation and risk mitigation; this agreement supports ongoing operational efficiency amid recent quarterly earnings reports reflecting stable revenue around $571 million and net income of $57 million on a trailing twelve-month basis.
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