Hanmi Financial Corporation

Hanmi Financial Corporation

HAFC
Hanmi Financial CorporationUS flagNASDAQ Global Select
32.11
USD
+0.12
- -
955.80MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
4.23
4.75
6.16
6.06
6.55
6.44
6.58
7.35
7.74
8.97
8.24
7.78
9.05
9.37
Basic EPS, GAAP
1.26
1.57
1.69
1.77
1.7
1.81
1.07
1.39
3.25
3.35
2.64
2.07
2.55
2.72
Free Cash Flow per Basic Share
1.89
0.77
2.06
1.84
2.52
2.28
1.86
1.84
2.99
4.8
3.53
1.66
6.82
6.75
Dividend per Share
0.14
0.21
0.4
0.8
0.8
0.97
0.97
0.53
0.54
0.95
1.01
1.01
1.09
1.1
Book Value per Share
-2.31
-1.01
0.21
1.31
2.2
3.06
3.27
3.79
6.48
8.9
10.54
11.69
13.21
13.71
Tangible Book Value per Share
12.62
14.24
15.48
16.24
17.15
16.93
17.95
18.67
20.79
20.67
22.82
24.02
26.31
26.59
Basic Weighted Avg Shares
32
32
32
32
32
32
31
30
30
30
30
30
30
30
Sales/Revenue/Turnover
134
150
196
193
210
206
202
223
235
272
250
233
270
279
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
7
9
18
15
13
11
10
11
16
12
3
3
3
3
Net Income, GAAP
40
50
54
56
55
58
33
42
99
101
80
62
76
81
Effective Tax Rate (%)
36.36
30.83
41.5
36.8
42.63
31.08
30.75
29.08
27.17
27.95
30.14
29.8
29.5
28.53
Profit Margin (%)
29.85
33.08
27.5
29.23
26
28.16
16.22
18.96
41.96
37.3
32.08
26.64
28.16
29.01
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
128
169
189
19
117
118
193
269
303
179
205
168
130
131
Total Equity
400
453
494
531
562
553
563
577
643
638
702
732
796
803
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
233.24
97.29
68.82
33.09
39.21
63.36
43.48
27.19
18.57
20.42
21.07

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
62
150
- -
LT Borrowings
130
130
131
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
30
30
30
Market Capitalization
739
807
785

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,093
1,093
409
Accounts Receivable, Net
24
24
23
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
34
35
31
ST Debt
62
150
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.98%
6.75%
8.77%
Free Cash Flow
34.47%
70.19%
307.92%
Net Income, GAAP
10.85%
23.12%
22.33%
Sales/Revenue/Turnover
3.6%
4.46%
15.7%
Total Cash Common Dividend
16.14%
18.07%
7.38%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
58
57
58
61
233
2025
63
65
71
71
270
2026
72
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.5
0.48
0.5
0.59
2.07
2025
0.59
0.5
0.74
0.72
2.55
2026
0.76
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.26
0.25
0.25
0.25
1.01
2025
0.27
0.28
0.27
0.27
1.09
2026
0.28
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Bonita I. Lee
Full Time Employees
597
Sector
Financial Services
Industry
Banks - Regional
Address
900 Wilshire Boulevard Los Angeles CA United States of America 90017
IPO Date
Apr 6, 1994
Website
hanmi.com
Business
Hanmi Financial Corporation operates as the holding entity for Hanmi Bank, delivering a comprehensive suite of business banking solutions and financial services across the United States. The institution provides a variety of deposit instruments, encompassing noninterest-bearing checking accounts, interest-bearing checking and savings accounts, negotiable order of withdrawal accounts, money market options, and certificates of deposit, alongside individual retirement accounts. The company extends its lending activities through various loan categories, including real estate financing for commercial properties, construction projects, and residential dwellings. It also offers commercial and industrial loans, such as term loans and lines of credit, complementing its international finance and trade services which feature letters of credit, as well as import and export financing, supported by specialized Korea Desk services. For individuals, consumer loan products consist of residential mortgages, home equity credit lines, personal loans, and credit cards. Furthermore, Hanmi Financial specializes in Small Business Administration (SBA) loans designed for diverse business needs, including owner-occupied commercial real estate, business acquisitions, new ventures, franchise funding, working capital, property enhancements, inventory and equipment purchases, and debt consolidation, in addition to equipment lease financing. Beyond core banking, the corporation provides modern financial management tools such as online and mobile banking, treasury management solutions, and merchant card processing. Hanmi Bank serves a broad clientele, with a particular focus on the Korean-American community and other diverse multi-ethnic populations, catering to small and middle-market businesses and individuals. The company recently expanded its international presence by opening a representative office in Seoul, South Korea, in November 2024, enhancing its support for U.S. subsidiaries of Korean companies. As of current reports, its operational network includes 32 full-service branches and eight loan production offices strategically located across California, Texas, Illinois, Virginia, New Jersey, New York, Colorado, Washington, and Georgia. Established in 1982, the company maintains its headquarters in Los Angeles, California.

Company News

APIChatGPT
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