Shinhan Financial Group Co., Ltd.

Shinhan Financial Group Co., Ltd.

SHG
Shinhan Financial Group Co., Ltd.US flagNew York Stock Exchange
65.30
USD
-0.86
- -
30.86BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
24,883.96
27,096.67
28,267.95
28,511.56
30,812.16
33,559.43
42,211.6
41,633.86
40,800.57
29,616.62
32,928.7
34,711.16
37,803.55
38,829.5
Basic EPS, GAAP
3,686.2
4,258.06
4,861.31
5,811.78
6,155.25
6,664.69
6,998.97
6,824.5
7,525.99
9,170.28
8,412.88
8,790.79
10,219.36
7,658.59
Free Cash Flow per Basic Share
-3,106.74
-4,904.6
5,720.87
7,288.53
1,591.93
-13,977.2
13,551.15
-3,354
6,197.44
12,275.11
-358.99
7,600.33
18,692.91
33,055
Dividend per Share
851.01
843.09
1,151.75
1,411.02
1,490.02
1,508.93
1,708.4
1,936.36
2,282.11
3,028.57
2,814.62
2,503.1
2,659.55
2,699.51
Book Value per Share
33,235.43
38,466.45
42,303.14
44,308.42
48,845.84
53,479.34
57,367.14
60,728.99
63,868.1
71,881.92
75,274.1
82,405.3
91,455.57
113,793.57
Tangible Book Value per Share
50,887.75
55,014.83
57,513.04
57,453.47
61,485.17
67,681.42
74,051.53
80,973.95
82,781.96
92,877.85
95,972.88
103,562.97
111,422.08
114,822.86
Basic Weighted Avg Shares
498
474
474
474
474
474
486
500
534
509
519
506
486
481
Sales/Revenue/Turnover
12,398,378
12,849,232
13,404,650
13,520,169
14,611,113
15,895,395
20,526,896
20,831,222
21,789,544
15,068,299
17,096,837
17,571,888
18,390,840
18,669,306
Operating Margin (%)
21.27
20.66
22.18
22.99
26.2
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
319,730
312,966
278,882
259,941
253,344
301,916
677,152
768,488
902,692
999,682
1,185,006
1,280,382
1,295,085
1,276,587
Net Income, GAAP
1,898,577
2,081,110
2,367,171
2,774,778
2,918,816
3,156,722
3,403,497
3,414,595
4,019,254
4,665,643
4,368,035
4,450,177
4,971,561
3,682,265
Effective Tax Rate (%)
23.21
23.29
22.12
10.9
22.34
28.4
25.84
26.42
26.35
25.31
24.93
24.4
26.62
26.99
Profit Margin (%)
15.31
16.2
17.66
20.52
19.98
19.86
16.58
16.39
18.45
30.96
25.55
25.33
27.03
19.72
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
59,934,276
62,329,091
65,927,172
73,068,104
82,985,080
86,023,408
105,075,191
105,921,075
123,316,428
119,125,148
126,438,204
138,686,561
141,530,776
132,874,734
Total Equity
29,855,138
30,514,908
31,813,056
31,744,980
33,703,618
36,651,430
41,930,381
46,356,858
50,215,950
53,423,558
56,321,865
58,821,033
60,372,324
61,474,363
Return on Invested Capital (%)
2.24
2.21
2.41
2.72
2.37
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
11.61
11.6
12.04
13.42
13.22
13.02
12.79
11.72
12.46
13.2
11.55
11.02
11.53
7.55

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
54,293
- -
LT Borrowings
131,876,267
140,740,437
132,874,734
LT Finance Leases
- -
790,339
- -
Preferred Equity and Hybrid Capital
274,055
274,055
274,055
Shares Outstanding
482
477
473
Market Capitalization
34,968,011
37,780,724
44,401,788

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
147,046,183
144,609,392
144,991,630
Accounts Receivable, Net
- -
27,441,511
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
514,163
38,792,300
722,000
ST Debt
- -
54,293
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.69%
5.44%
2.64%
Free Cash Flow
-369.21%
-467.88%
136.35%
Net Income, GAAP
7.97%
8.2%
11.72%
Sales/Revenue/Turnover
4.3%
-1.07%
4.66%
Total Cash Common Dividend
11.28%
7.18%
2.11%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4,261,109
4,397,951
4,270,615
4,600,080
17,571,888
2025
4,335,263
4,724,775
4,458,492
4,802,923
18,390,840
2026
4,683,116
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,583.24
2,804.37
2,573.62
814.05
8,790.79
2025
3,003.19
3,178.1
- -
1,070.12
10,219.36
2026
3,419.87
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
81.73
1,155.72
618.69
653.63
2,503.1
2025
98.2
1,222.85
663.74
686.89
2,659.55
2026
111.22
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Ok-Dong Jin
Full Time Employees
189
Sector
Financial Services
Industry
Banks - Regional
Address
20, Sejong-daero 9-gil Seoul South Korea 04513
IPO Date
Sep 17, 2003
Business
Shinhan Financial Group Co., Ltd. is a South Korean financial holding company primarily engaged in providing a comprehensive range of financial products and services through its subsidiaries. Its core business segments include commercial banking services, credit financial services including credit card operations, securities brokerage, life insurance, and asset management services. The group offers retail banking services such as demand deposits, savings accounts, fixed deposits, mortgage and home equity loans, retail lending, electronic banking, ATM services, corporate banking, and international banking. Shinhan operates broadly across South Korea and has expanded its footprint internationally, including a presence in key foreign markets in Asia and the United States. Founded in 1982 and headquartered in Seoul, the company is one of South Korea’s leading financial institutions. Recent major changes include Shinhan Bank's acquisition of a 10.94% equity stake in Indian non-bank financial company HDFC Credila Financial Services in 2024, marking a strategic expansion into the Indian education loan market. Additionally in 2024, Shinhan Financial Group launched a wealth management brand "Shinhan Premier" to enhance its private banking and wealth management services. The group also dissolved its Shinhan AI division in 2024, consolidating operations under Shinhan Bank to streamline innovation efforts. Furthermore, it completed the unification of its subsidiaries at a new headquarters building in Ho Chi Minh City, Vietnam, signifying its growing Southeast Asian market operations. The group reported steady profits with a robust return on equity and sustained asset growth, maintaining a strong market position as of late 2025. Shinhan Financial Group continues to focus on retail, corporate, securities, insurance, and asset management sectors, targeting individual, corporate, and institutional clients across its diverse geographic network. Its strategic initiatives emphasize digital innovation, regional expansion, and portfolio diversification aimed at solidifying its status as a leading Asian financial conglomerate. Its subsidiaries encompass Shinhan Bank, Shinhan Card, Shinhan Investment Corp., and Shinhan Life Insurance among others, supporting a broad spectrum of financial services from banking to capital markets and insurance products.

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