Smartpay Holdings Limited

SPY NZ

SPY NZSmartpay Holdings Limited

NZX

NZD

- -

0.05EPS Dil.

15.78P/E

336.77MMarket Cap

Next Earnings

November 27

Held by Insiders

18.48%

Held by Institutions

39.69%

Use logarithmic scale

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	TTM
Revenue per Share	0.47	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.77
Basic EPS, GAAP	-0.19	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.09
Free Cash Flow per Basic Share	-0.11	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.06
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Book Value per Share	0.11	- -	0.05	0.06	0.06	0.08	0.09	0.08	0.06	0.12	0.15	0.17	0.2	0.2
Tangible Book Value per Share	-0.02	- -	-0.07	-0.06	-0.07	-0.05	-0.05	-0.09	-0.11	-0.01	0.02	0.06	0.08	0.08
Basic Weighted Avg Shares	62	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	119
Sales/Revenue/Turnover	29	17	23	22	20	21	20	21	28	34	48	78	96	91
Operating Margin (%)	-19.12	-0.74	22.51	19.45	11.24	13.37	17.87	-2.03	-0.79	-1.11	5.16	10.95	9.87	11.58
Depreciation Expense	4	5	4	5	6	6	6	7	7	8	8	9	11	10
Net Income, GAAP	-12	-6	2	2	- -	2	3	-2	-4	-15	3	8	8	11
Effective Tax Rate (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.46	12.84
Profit Margin (%)	-41.78	-34.86	7.61	7.09	1.06	10.55	12.41	-8.79	-15.96	-45.09	6.47	10.91	8.73	12.23
Working Capital	-11	1	- -	-2	-1	- -	-1	-2	-12	-1	4	2	- -	- -
LT Debt	9	26	23	20	24	24	21	27	18	11	15	13	14	14
Total Equity	8	7	10	11	11	14	16	14	10	28	36	42	52	52
Return on Invested Capital (%)	- -	- -	14.4	- -	- -	- -	- -	- -	- -	- -	- -	- -	14.24	15.1
Return on Capital (%)	- -	- -	10.11	- -	- -	- -	- -	- -	- -	- -	- -	- -	15.36	18.42
Return on Common Equity (%)	-93.14	-76.5	21.67	15.77	1.96	18.03	17.28	-12.43	-37.78	-81.47	9.94	22.39	18.89	26.65

Capital Structure

•

in mil. unless spec.

Working Capital

•

in mil. unless spec.

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)	10 years	5 years	1 year
Sales/Revenue/Turnover	17.44%	36.61%	24.23%
Net Income, GAAP	110.69%	87.2%	-0.61%
Free Cash Flow	-119.73%	17.48%	-48.39%
Total Cash Common Dividend	- -	- -	- -
Total Equity	25.64%	43.32%	23.85%

Growth Rates

•

in mil. unless spec.

Quarterly Revenue

•

in mil. unless spec.

Quarterly Earnings Per Share

•

in mil. unless spec.

Quarterly Dividends Per Share

•

in mil. unless spec.

CEO: Mr. Martyn Richard Pomeroy
Full Time Employees: 179
Sector: Technology
Industry: Software—Infrastructure
Address: 205-209 Wairau Road Auckland New Zealand 0627
Website: www.smartpay.co.nz
Business: Smartpay Holdings Limited designs, develops, and implements technology products, services, and software to merchants and retailers in New Zealand and Australia. It provides payment solutions for retail, business payment, and transactional processing requirements. The company also sells Eftpos terminals; and offers hardware, software, and maintenance and repairs services. It serves retail, trade, hair and beauty, taxi and transport, charities and schools, hospitality, and tourism industries. The company was incorporated in 1986 and is headquartered in Auckland, New Zealand.

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	TTM
Revenue per Share	0.47	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.77
Basic EPS, GAAP	-0.19	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.09
Free Cash Flow per Basic Share	-0.11	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.06
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Book Value per Share	0.11	- -	0.05	0.06	0.06	0.08	0.09	0.08	0.06	0.12	0.15	0.17	0.2	0.2
Tangible Book Value per Share	-0.02	- -	-0.07	-0.06	-0.07	-0.05	-0.05	-0.09	-0.11	-0.01	0.02	0.06	0.08	0.08
Basic Weighted Avg Shares	62	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	119
Sales/Revenue/Turnover	29	17	23	22	20	21	20	21	28	34	48	78	96	91
Operating Margin (%)	-19.12	-0.74	22.51	19.45	11.24	13.37	17.87	-2.03	-0.79	-1.11	5.16	10.95	9.87	11.58
Depreciation Expense	4	5	4	5	6	6	6	7	7	8	8	9	11	10
Net Income, GAAP	-12	-6	2	2	- -	2	3	-2	-4	-15	3	8	8	11
Effective Tax Rate (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4.46	12.84
Profit Margin (%)	-41.78	-34.86	7.61	7.09	1.06	10.55	12.41	-8.79	-15.96	-45.09	6.47	10.91	8.73	12.23
Working Capital	-11	1	- -	-2	-1	- -	-1	-2	-12	-1	4	2	- -	- -
LT Debt	9	26	23	20	24	24	21	27	18	11	15	13	14	14
Total Equity	8	7	10	11	11	14	16	14	10	28	36	42	52	52
Return on Invested Capital (%)	- -	- -	14.4	- -	- -	- -	- -	- -	- -	- -	- -	- -	14.24	15.1
Return on Capital (%)	- -	- -	10.11	- -	- -	- -	- -	- -	- -	- -	- -	- -	15.36	18.42
Return on Common Equity (%)	-93.14	-76.5	21.67	15.77	1.96	18.03	17.28	-12.43	-37.78	-81.47	9.94	22.39	18.89	26.65

	Mar'22	Mar'23	Mar'24
ST Debt	2	2	2
LT Borrowings	10	9	9
LT Finance Leases	5	4	5
Preferred Equity and Hybrid Capital	- -	- -	- -
Shares Outstanding	238	238	238
Market Capitalization	169	295	369