Donegal Group Inc.

Donegal Group Inc.

DGICB
Donegal Group Inc.US flagNASDAQ Global Select
19.13
USD
+0.91
- -
708.76MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
20.98
21.94
22.99
25.94
26.94
27.19
28.43
26.56
26.37
26.52
28.06
29.34
26.93
26.45
Basic EPS, GAAP
1.01
0.55
0.76
1.16
0.26
-1.16
1.65
1.8
0.82
-0.06
0.13
1.51
2.18
1.79
Free Cash Flow per Basic Share
1.73
1.59
2.46
2.25
2.92
2.25
2.67
3.45
2.48
2.1
0.87
2
1.93
1.76
Dividend per Share
0.49
0.51
0.52
0.53
0.54
0.55
0.56
0.58
0.62
0.64
0.66
0.67
0.71
0.72
Book Value per Share
8.6
8.38
8.3
9.26
8.66
6.83
7.83
8.83
8.53
7.53
6.6
7.28
8.21
8.45
Tangible Book Value per Share
15.05
15.35
14.55
16.31
16.15
13.87
15.56
17.46
16.94
14.91
14.32
15.98
17.45
17.53
Basic Weighted Avg Shares
26
27
28
26
27
28
29
29
31
32
33
34
36
37
Sales/Revenue/Turnover
544
585
635
687
737
769
812
778
816
848
927
990
978
969
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
3
4
7
7
6
7
6
7
6
5
4
4
3
3
Net Income, GAAP
26
15
21
31
7
-33
47
53
25
-2
4
51
79
66
Effective Tax Rate (%)
19.53
10.71
23.93
25.47
41.26
- -
17.4
16.53
16.76
- -
12.6
18.41
18.7
18.51
Profit Margin (%)
4.84
2.48
3.3
4.48
0.97
-4.26
5.81
6.79
3.09
-0.23
0.48
5.14
8.11
6.77
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
5
5
5
5
5
5
5
5
- -
- -
- -
- -
- -
- -
Total Equity
397
416
408
439
449
399
451
518
531
484
480
546
640
649
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
9.72
5.59
7.31
10.1
2.6
- -
18.58
17.58
8.03
- -
1.88
19.35
26.22
20.54
Return on Common Equity (%)
12.16
6.51
9.27
12.98
2.95
-15.23
22.63
21.9
9.66
-0.78
1.93
21.94
29.19
22.64

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
35
35
35
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
37
37
37
Market Capitalization
573
642
648

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
512
521
511
Accounts Receivable, Net
597
579
615
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
13
12
10
ST Debt
35
35
35
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.04%
4.79%
17.34%
Free Cash Flow
9.94%
9.15%
4.09%
Net Income, GAAP
-20.3%
123.9%
55.99%
Sales/Revenue/Turnover
4.49%
4.75%
-1.17%
Total Cash Common Dividend
6%
8.69%
13.1%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
241
247
252
250
990
2025
245
247
246
240
978
2026
236
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.18
0.12
0.5
0.69
1.51
2025
0.71
0.47
0.55
0.47
2.18
2026
0.31
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.17
0.17
0.17
0.17
0.67
2025
0.17
0.18
0.18
0.18
0.71
2026
0.18
- -
- -
- -
- -

Company Description

MCPAPIChat
CEO
Kevin Gerard Burke
Full Time Employees
872
Sector
Financial Services
Industry
Insurance - Property & Casualty
Address
1195 River Road Marietta PA United States of America 17547-0302
IPO Date
Oct 29, 1986
Business
Donegal Group Inc. is an insurance holding company whose subsidiaries offer personal and commercial lines of property and casualty insurance through independent agents in the Mid-Atlantic, Midwestern, New England, and Southern regions of the United States; personal lines products include automobile insurance, homeowners insurance, personal excess liability (umbrella) insurance, dwelling fire insurance, and boatowners insurance; commercial lines products encompass businessowners insurance, commercial package policies, commercial automobile insurance, commercial excess liability (umbrella) insurance, auto dealers insurance, workers' compensation insurance, employment practices liability insurance, liquor liability insurance, and contractors' errors & omissions coverage. The company operates three primary segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance, with additional services such as loss control, premium audit, and title insurance; it serves small to mid-sized businesses, individuals, farms, and agricultural operations primarily in states including Pennsylvania, Delaware, Maryland, Ohio, Virginia, New York, New Jersey, and Midwestern markets. Founded in 1986 and headquartered at 1195 River Road, P.O. Box 302, Marietta, Pennsylvania 17547, Donegal Group Inc. is a subsidiary of Donegal Mutual Insurance Company, with Class A (DGICA) and Class B (DGICB) common stock listed on NASDAQ; the group traces its heritage to 1889 through Donegal Mutual. Recent developments include strategic exits from commercial policies in Georgia and Alabama, alongside software enhancements for policy management implemented in January 2025; Donegal Mutual Insurance Co., the parent, acquired additional shares worth $303,848 in December 2024, increasing its holdings to over 13 million Class A shares; the company reported Q3 2024 net income of $16.8 million despite catastrophe losses and anticipates modest personal lines premium declines through 2025 into 2026 as part of growth realignment.

Company News

MCPAPIChat
  • Donegal Group Inc. (DGICA) Q1 2026 Earnings Call Prepared Remarks Transcript

  • Donegal Group Inc. Announces First Quarter 2026 Results

  • Donegal Group Inc. Announces First Quarter 2026 Results

  • Dividend Champion, Contender, And Challenger Highlights: Week Of April 26

  • Donegal Group (DGICB) Projected to Post Quarterly Earnings on Thursday

  • Donegal Group (NASDAQ:DGICB) Shares Gap Up After Dividend Announcement

  • Donegal Group Inc. Announces Release Date for First Quarter 2026 Results

  • Donegal Group Inc. (DGICA) Q4 2025 Earnings Call Prepared Remarks Transcript

  • Donegal Group Inc. Announces Quarterly Dividend

  • Donegal Group: Margin Growth Shows Some Stabilization (Rating Downgrade)

  • Donegal Group Inc. Announces Third Quarter and First Nine Months of 2025 Results

  • Donegal Group Inc. Announces Quarterly Dividend

  • Donegal Group Inc. Announces Release Date for Third Quarter 2025 Results

  • Donegal Group: An Insurer Trading Below Its True Value

  • Donegal Group Inc. Announces Second Quarter and First Half 2025 Results

  • Donegal Group Inc. Announces Quarterly Dividend

  • Donegal Group Inc. Announces Release Date for Second Quarter 2025 Results

  • Donegal Group: Margin Growth And Increasing Dividend Yields

  • The Highest-Quality Dividend Contenders By Quality Scores

  • Donegal Group Inc. (DGICA) Q1 2025 Earnings Call Transcript