Donegal Group Inc.

DGICB US

DGICB USDonegal Group Inc.

United States Composite

12.16

USD

-0.08

(-0.65%)

0.16EPS Dil.

76.00P/E

401.28MMarket Cap

5.51%Div. Yield

Ex-Dividend Date

October 31

Dividend Date

November 15

Held by Insiders

0.03%

Held by Institutions

91.96%

Use logarithmic scale

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	TTM
Revenue per Share	18.57	19.93	20.98	21.94	22.99	25.94	26.94	27.2	28.43	26.56	26.37	26.52	28.06	28.43
Basic EPS, GAAP	0.02	0.9	1.01	0.55	0.97	1.16	0.26	-1.16	1.65	1.8	0.82	-0.06	0.13	0.16
Free Cash Flow per Basic Share	0.81	0.95	1.73	1.59	2.4	2.25	2.92	2.25	2.67	3.45	2.48	2.1	0.86	1.03
Dividend per Share	0.46	0.48	0.49	0.51	0.52	0.53	0.54	0.55	0.56	0.58	0.62	0.64	0.66	0.67
Book Value per Share	7.82	8.2	8.45	8.25	9.02	9.06	8.43	6.8	7.77	8.56	8.43	7.37	6.54	6.71
Tangible Book Value per Share	14.75	15.37	14.77	15.11	15.41	15.97	15.71	13.82	15.44	16.91	16.74	14.59	14.19	14.33
Basic Weighted Avg Shares	26	26	26	27	28	26	27	28	29	29	31	32	33	33
Sales/Revenue/Turnover	475	510	544	585	635	687	737	769	812	778	816	848	927	944
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Depreciation Expense	4	4	3	4	7	7	6	7	6	7	6	5	4	4
Net Income, GAAP	- -	23	26	15	27	31	7	-33	47	53	25	-2	4	5
Effective Tax Rate (%)	- -	17.1	19.53	10.71	19.78	25.47	41.26	- -	17.39	16.53	16.76	- -	12.6	13.92
Profit Margin (%)	0.1	4.52	4.84	2.48	4.22	4.48	0.97	-4.26	5.81	6.79	3.09	-0.23	0.48	0.55
Working Capital	921	988	810	821	868	924	955	1,010	1,081	1,129	1,205	1,192	940	- -
LT Debt	20	20	5	5	5	5	5	5	5	5	- -	- -	- -	- -
Total Equity	383	400	397	416	408	439	449	399	451	518	531	484	480	485
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Capital (%)	- -	8.99	9.72	5.59	9.17	10.01	2.6	- -	18.58	17.58	8.03	- -	1.88	2.12
Return on Common Equity (%)	0.22	11.27	12.16	6.51	11.67	12.82	2.95	-15.23	22.63	21.9	9.66	-0.78	1.93	2.21

Capital Structure

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in mil. unless spec.

Working Capital

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in mil. unless spec.

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)	10 years	5 years	1 year
Sales/Revenue/Turnover	5.54%	3.91%	9.33%
Net Income, GAAP	-130.06%	-143.55%	-325.91%
Free Cash Flow	1.3%	-8.35%	-57.42%
Total Cash Common Dividend	5.57%	6.98%	6.78%
Total Equity	2.23%	4.14%	-0.8%

Growth Rates

•

in mil. unless spec.

Quarterly Revenue

•

in mil. unless spec.

Quarterly Earnings Per Share

•

in mil. unless spec.

Quarterly Dividends Per Share

•

in mil. unless spec.

Company Description

CEO: Mr. Kevin Gerard Burke
Sector: Financial Services
Industry: Insurance - Property & Casualty
Address: 1195 River Road Marietta PA United States 17547-0302
IPO Date: Oct 29, 1986
Website: www.donegalgroup.com
Business: Donegal Group Inc., an insurance holding company, provides personal and commercial lines of property and casualty insurance to businesses and individuals. It operates through three segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. The company offers private passenger automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents, as well as protection against loss from damage to automobiles; and homeowners policies, which provide coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft, as well as liability of the insured arising from injury to other persons or their property. It also offers commercial automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured; commercial multi-peril policies that provide protection to businesses against combining liability and physical damage coverages; and workers' compensation policies, which provide benefits to employees for injuries sustained during employment. The company markets its insurance products primarily to Mid-Atlantic, Midwestern, New England, Southern, and Southwestern regions through approximately 2,300 independent insurance agencies. Donegal Group Inc. was founded in 1889 and is headquartered in Marietta, Pennsylvania. Donegal Group Inc. operates as a subsidiary of Donegal Mutual Insurance Company.

Company News

seekingalpha
a month ago
Donegal Group goes ex dividend tomorrow

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	TTM
Revenue per Share	18.57	19.93	20.98	21.94	22.99	25.94	26.94	27.2	28.43	26.56	26.37	26.52	28.06	28.43
Basic EPS, GAAP	0.02	0.9	1.01	0.55	0.97	1.16	0.26	-1.16	1.65	1.8	0.82	-0.06	0.13	0.16
Free Cash Flow per Basic Share	0.81	0.95	1.73	1.59	2.4	2.25	2.92	2.25	2.67	3.45	2.48	2.1	0.86	1.03
Dividend per Share	0.46	0.48	0.49	0.51	0.52	0.53	0.54	0.55	0.56	0.58	0.62	0.64	0.66	0.67
Book Value per Share	7.82	8.2	8.45	8.25	9.02	9.06	8.43	6.8	7.77	8.56	8.43	7.37	6.54	6.71
Tangible Book Value per Share	14.75	15.37	14.77	15.11	15.41	15.97	15.71	13.82	15.44	16.91	16.74	14.59	14.19	14.33
Basic Weighted Avg Shares	26	26	26	27	28	26	27	28	29	29	31	32	33	33
Sales/Revenue/Turnover	475	510	544	585	635	687	737	769	812	778	816	848	927	944
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Depreciation Expense	4	4	3	4	7	7	6	7	6	7	6	5	4	4
Net Income, GAAP	- -	23	26	15	27	31	7	-33	47	53	25	-2	4	5
Effective Tax Rate (%)	- -	17.1	19.53	10.71	19.78	25.47	41.26	- -	17.39	16.53	16.76	- -	12.6	13.92
Profit Margin (%)	0.1	4.52	4.84	2.48	4.22	4.48	0.97	-4.26	5.81	6.79	3.09	-0.23	0.48	0.55
Working Capital	921	988	810	821	868	924	955	1,010	1,081	1,129	1,205	1,192	940	- -
LT Debt	20	20	5	5	5	5	5	5	5	5	- -	- -	- -	- -
Total Equity	383	400	397	416	408	439	449	399	451	518	531	484	480	485
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Capital (%)	- -	8.99	9.72	5.59	9.17	10.01	2.6	- -	18.58	17.58	8.03	- -	1.88	2.12
Return on Common Equity (%)	0.22	11.27	12.16	6.51	11.67	12.82	2.95	-15.23	22.63	21.9	9.66	-0.78	1.93	2.21

Year	Q1	Q2	Q3	Q4	FY
2022	0.42	-0.26	-0.32	0.11	-0.06
2023	0.16	0.06	-0.02	-0.06	0.13
2024	0.18	- -	- -	- -	- -

	Sep'23	Dec'23	Mar'24
Total Current Assets	974	993	- -
Accounts Receivable, Net	627	623	629
Cash, Cash Equivalents & STI	611	361	381
Inventories	- -	- -	- -
Total Current Liabilities	48	53	- -
Payables & Accruals	4	18	8
ST Debt	35	35	35
Deferred Revenue	- -	- -	- -

Year	Q1	Q2	Q3	Q4	FY
2022	208	204	213	223	848
2023	225	229	234	239	927
2024	241	- -	- -	- -	- -

	Sep'23	Dec'23	Mar'24
ST Debt	35	35	35
LT Borrowings	- -	- -	- -
LT Finance Leases	- -	- -	- -
Preferred Equity and Hybrid Capital	- -	- -	- -
Shares Outstanding	33	33	33
Market Capitalization	455	484	450