The Western Union Company

The Western Union Company

WU
The Western Union CompanyUS flagNew York Stock Exchange
7.55
USD
+0.23
- -
2.36BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
9.96
10.51
10.7
11.06
11.81
12.37
12.38
11.73
12.47
11.56
11.75
12.38
12.4
12.62
Basic EPS, GAAP
1.43
1.6
1.63
0.52
-1.19
1.89
2.47
1.81
1.98
2.35
1.69
2.75
1.53
1.37
Free Cash Flow per Basic Share
1.81
1.83
1.91
1.99
1.44
1.52
1.95
1.92
2.31
1.15
1.81
0.85
1.29
1.18
Dividend per Share
0.5
0.5
0.62
0.64
0.7
0.76
0.8
0.9
0.94
0.94
0.94
0.95
0.95
0.95
Book Value per Share
1.59
1.83
1.92
0.87
-2.05
-1.85
-1.57
-1.31
-1.31
-0.9
-1.04
0.11
-0.03
-0.23
Tangible Book Value per Share
-5.21
-4.91
-4.81
-5.96
-8.13
-8.04
-7.25
-7
-5.15
-5.2
-5.22
-4.14
-4.58
-4.93
Basic Weighted Avg Shares
557
533
513
490
468
452
428
412
407
387
371
340
327
321
Sales/Revenue/Turnover
5,542
5,607
5,484
5,423
5,524
5,590
5,292
4,835
5,071
4,476
4,357
4,210
4,051
4,050
Operating Margin (%)
19.98
20.34
20.23
8.98
17.01
20.07
17.65
20.01
22.15
19.77
18.76
17.24
18.7
17.36
Depreciation Expense
263
272
270
263
263
265
258
226
208
184
184
179
165
170
Net Income, GAAP
798
852
838
253
-557
852
1,058
744
806
911
626
934
500
441
Effective Tax Rate (%)
13.86
11.96
11.04
25.9
260.32
14.07
19.91
12.96
13.86
9.72
16.06
- -
20.15
22.46
Profit Margin (%)
14.41
15.2
15.28
4.67
-10.08
15.24
20
15.39
15.89
20.35
14.37
22.19
12.33
10.88
Working Capital
1,428
1,125
638
-474
-958
-1,612
-733
-402
104
-304
36
4,445
567
99
LT Debt
4,213
3,720
3,216
2,786
3,034
2,309
2,727
2,722
2,636
2,137
2,302
3,132
2,669
2,289
Total Equity
1,105
1,300
1,405
902
-491
-310
-40
187
356
478
479
969
958
910
Return on Invested Capital (%)
17.79
18.73
19.7
8.08
-38.19
24.19
18.97
22.48
23.6
20.61
20.29
- -
15.06
14.41
Return on Capital (%)
19.56
20.59
22.2
9.89
-29.72
41.97
50.71
39.99
36.89
44.88
38.58
- -
21.05
20.76
Return on Common Equity (%)
97.18
91.82
85.66
36.01
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
150
435
334
LT Borrowings
2,442
2,443
2,289
LT Finance Leases
- -
226
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
318
316
313
Market Capitalization
2,651
3,040
2,801

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
4,215
4,998
4,449
Cash, Cash Equivalents & STI
2,822
3,082
2,929
Accounts Receivable, Net
1,393
1,602
1,520
Inventories
- -
- -
- -
Total Current Liabilities
3,902
4,431
4,350
Payables & Accruals
3,752
3,932
4,016
ST Debt
150
435
334
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-66.06%
45.26%
-1.15%
Free Cash Flow
-0.69%
1.21%
46.16%
Net Income, GAAP
-65.54%
-1.45%
-46.52%
Sales/Revenue/Turnover
-2.87%
-3.33%
-3.78%
Total Cash Common Dividend
-0.12%
-3.49%
-3.89%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,049
1,066
1,036
1,058
4,210
2025
984
1,026
1,033
1,008
4,051
2026
983
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.41
0.42
0.78
1.14
2.75
2025
0.37
0.37
0.43
0.36
1.53
2026
0.21
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.23
0.24
0.24
0.24
0.95
2025
0.24
0.23
0.23
0.23
0.95
2026
0.25
- -
- -
- -
- -

Company Description

MCPAPIChat
CEO
Devin McGranahan
Full Time Employees
9,100
Sector
Financial Services
Industry
Financial - Credit Services
Address
7001 East Belleview Avenue Denver CO United States of America 80237
IPO Date
Oct 2, 2006
Business
The Western Union Company (NYSE: WU) operates as a global leader in cross-border money transfer and payment services, facilitating consumer-to-consumer remittances, consumer-to-business bill payments, and business solutions through digital and physical channels worldwide. The company offers Western Union branded money transfer services via its extensive agent network of over 500,000 locations in more than 200 countries and territories; digital platforms including the Western Union app and website supporting mobile wallets and account-to-account transfers; Western Union Connect for business payments and disbursements; and value-added services such as prepaid cards, foreign exchange, and anti-money laundering compliance tools. Founded in 1851 and headquartered in Denver, Colorado, Western Union serves individuals, small businesses, and corporations targeting emerging markets in Latin America, Asia-Pacific, the Middle East, Africa, and Europe. [ from previous] In recent developments, Western Union completed the divestiture of its Business Solutions unit to Euronet Worldwide in 2023, allowing sharper focus on its core consumer money movement segment; launched enhanced digital capabilities including AI-driven fraud prevention and expanded partnerships with fintechs like Ria Money Transfer for integrated corridors; and announced a strategic alliance with Mastercard in 2024 to bolster cross-border payment rails using tokenized assets. The company also secured a $1 billion revolving credit facility renewal in mid-2025 to support liquidity amid ongoing share repurchase programs exceeding $500 million. These moves reflect Western Union's shift toward digital-first operations and cost efficiencies, with geographic expansion into high-growth corridors like India and the Philippines. [ from previous][ from previous]

Company News

MCPAPIChat
  • Why X Money Could Be Bigger Than PayPal Ever Was

  • Western Union (WU) Stock Drops Despite Market Gains: Important Facts to Note

  • Western Union Reports Inducement Grants Under New York Stock Exchange Listing Rule 303A.08

  • Western Union Reports Inducement Grants Under New York Stock Exchange Listing Rule 303A.08

  • Western Union Expands Digital Payments Reach With Bybit USDPT Tie-Up

  • Bybit Becomes First Major Crypto Exchange to Integrate Western Union's USDPT Stablecoin, Bridging Two Financial Worlds Through One Stablecoin

  • Western Union (WU) Stock Declines While Market Improves: Some Information for Investors

  • Western Union: A Hidden Growth Story Trading At An 11.5% Yield

  • Here's Why Investors Should Stay Neutral on WU Stock for Now

  • The Western Union Company (WU) Presents at J.P. Morgan 54th Annual Global Technology, Media and Communications Conference Transcript

  • Western Union Appoints Pedro Alegría as Vice President and General Manager for Mexico and Central America

  • The Most Hated High Yields On Wall Street

  • Western Union Announces $0.235 Quarterly Dividend

  • NYC Mayor Pushes State to Quash Western Union-Intermex Deal

  • Western Union to Present at J.P. Morgan 2026 Global Technology, Media and Communications Conference on May 20th

  • Old Money, New Tech: Western Union's Crypto Reboot

  • Western Union: A Share Cannibal At 5x Earnings And A 10% Dividend

  • Western Union Launches USDPT on Solana Advancing Regulated Digital Infrastructure for Global Payments

  • Western Union Selects Fireblocks to Power its First Stablecoin, USDPT

  • Western Union Q1 Earnings Call Highlights