Ally Financial Inc. Financial Ratios — ALLY Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	-7.46	3.16	-3.47	6.43	-9.43	7.68	6.44	8.23	10.32	6.26	16.09	7.73	3.89	2.51	3.27
Return on Assets (%)	-0.09	0.65	0.22	0.76	0.83	0.66	0.56	0.73	0.95	0.6	1.68	0.92	0.49	0.34	0.44
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	61.42	39.6	45.45	41.54	37.77	33.14	26.58	24.31	21.26	20.73	14.36	14.36	13.53	13.48	15.93
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	-4.01	8.55	5.66	17.63	18.79	21.99	21.54	23.91	26.89	18.91	43.91	25.35	12.16	9.4	11.98
Profit Margin (%)	-3.55	19.89	5.73	16.27	17.38	14.84	13.28	18.62	23.44	14.51	34.85	18.55	10.55	7.51	9.71
Net Income to Common Margin (%)	-21.53	6.55	-7.12	12.48	-17.29	14.43	13.28	18.62	23.44	14.51	34.2	17.36	9.34	6.27	8.46
Effective Tax Rate (%)	- -	- -	- -	25.76	35.61	29.73	38.55	22.13	12.51	23.2	20.49	26.77	13.06	19.98	18.93
Dvd Payout Ratio (%)	-2.47	- -	- -	- -	- -	7.22	19.87	19.16	15.86	26.61	10.77	23.93	43.35	66.55	51.08
Sustainable Growth Rate (%)	-7.64	3.16	-3.47	6.43	-9.43	7.13	5.16	6.65	8.68	4.6	14.35	5.88	2.21	0.84	1.6

Credit (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	100,330	82,022	76,510	72,668	73,687	65,625	54,747	53,685	39,754	24,329	17,204	19,799	20,233	19,231	21,344
ST Debt	7,680	7,461	7,045	6,288	7,453	11,497	10,521	9,302	5,531	2,136	- -	1,900	2,550	1,625	4,150
LT Debt	92,650	74,561	69,465	66,380	66,234	54,128	44,226	44,383	34,223	22,193	17,204	17,899	17,683	17,606	17,194
Total Debt/EBITDA	36.98	34.45	26.71	24.75	26.31	27.55	29.45	32.56	25.57	15.7	13.64	14.92	16.49	16.04	15.28
Net Debt/EBITDA	31.87	31.11	24.64	22.75	23.94	24.98	27.16	29.69	23.15	5.5	9.49	10.62	10.74	7.36	8.01
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	6.66	6.94	8.75	9.37	8.19	8.56	8.88	8.86	9.62	9.48	11.02	11.17	11.24	11.68	11.7
Long-Term Debt/Equity (%)	480.55	374.72	488.91	431.07	492.85	406.46	327.75	334.51	237.4	150.94	100.9	139.19	129.04	126.63	110.94
Long-Term Debt/Capital (%)	77.52	73.38	76.34	75.32	75.81	67.97	63.56	63.82	59.9	53.35	43.44	41.1	39.63	40.04	36.9
Long-Term Debt/Total Assets (%)	50.34	40.89	45.95	43.78	41.77	33.06	26.46	24.81	18.94	12.18	9.45	9.33	9.01	9.18	8.77
Total Debt/Equity (%)	520.38	412.21	538.5	471.9	548.31	492.79	405.71	404.62	275.76	165.47	100.9	153.97	147.65	138.32	137.72
Total Debt/Capital (%)	83.94	80.72	84.08	82.45	84.34	82.4	78.68	77.2	69.58	58.49	43.44	45.46	45.34	43.74	45.81
Total Debt/Total Assets (%)	54.51	44.98	50.61	47.92	46.47	40.08	32.75	30.01	22.01	13.36	9.45	10.32	10.31	10.02	10.89
Net Debt to Equity	448.43	372.23	496.74	433.72	498.96	446.85	374.2	368.99	249.74	57.95	70.19	109.58	96.15	63.5	72.2
Net Debt/Capital (%)	81.83	79.09	82.97	81.2	83.05	80.94	77.29	75.32	67.19	32.81	34.65	37.1	34.97	26.22	30.6
EBITDA	2,713	2,381	2,864	2,936	2,801	2,382	1,859	1,649	1,555	1,550	1,261	1,327	1,227	1,199	1,397
EBITDA-CapEx	-3,815	-5,063	-6,332	-6,948	-1,884	-892	-2,193	-2,060	-2,468	-2,770	-3,859	-2,205	-1,532	-2,261	-2,878
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	6.66	6.94	8.75	9.37	8.19	8.56	8.88	8.86	9.62	9.48	11.02	11.17	11.24	11.68	11.7
Long-Term Debt/Equity (%)	480.55	374.72	488.91	431.07	492.85	406.46	327.75	334.51	237.4	150.94	100.9	139.19	129.04	126.63	110.94
Long-Term Debt/Capital (%)	77.52	73.38	76.34	75.32	75.81	67.97	63.56	63.82	59.9	53.35	43.44	41.1	39.63	40.04	36.9
Long-Term Debt/Total Assets (%)	50.34	40.89	45.95	43.78	41.77	33.06	26.46	24.81	18.94	12.18	9.45	9.33	9.01	9.18	8.77
Total Debt/Equity (%)	520.38	412.21	538.5	471.9	548.31	492.79	405.71	404.62	275.76	165.47	100.9	153.97	147.65	138.32	137.72
Total Debt/Capital (%)	83.94	80.72	84.08	82.45	84.34	82.4	78.68	77.2	69.58	58.49	43.44	45.46	45.34	43.74	45.81
Total Debt/Total Assets (%)	54.51	44.98	50.61	47.92	46.47	40.08	32.75	30.01	22.01	13.36	9.45	10.32	10.31	10.02	10.89
CFO/Total Liabilities	3.33	3.11	1.83	2.5	3.52	3.04	2.65	2.51	2.44	2.23	2.45	3.49	2.5	2.54	2.07
CFO/CapEx	0.84	0.68	0.27	0.34	1.09	1.39	1.01	1.12	1.01	0.87	0.79	1.77	1.65	1.31	0.87
Altman's Z-Score	-0.03	-0.02	-0.03	0.03	0.01	0.02	0.04	0.03	0.05	0.06	0.1	0.07	0.08	0.09	0.1

Working Capital (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	18.8	31.73	85.74	- -	36.89	16.37	13.64	11.81	12.31	11.57	13.47	13.33	10.54	9.55	9.38
Days Sales Outstanding	19.42	11.5	4.26	- -	9.89	22.29	26.77	30.91	29.64	31.56	27.1	27.38	34.63	38.24	38.91
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	11,365	9,001	9,151	13,230	9,634	12,017	13,395	17,263	7,743	10,607	11,052	14,041
- Cash & Cash Equivalents	13,873	7,955	5,933	5,879	6,632	6,118	4,252	4,537	3,555	15,621	5,062	5,571	6,945	10,292	10,030
+ Preferred Equity and Hybrid Capital	6,940	6,940	1,255	1,255	696	- -	- -	- -	- -	- -	2,324	2,324	2,324	2,324	2,324
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	100,330	82,022	76,510	72,668	73,687	65,625	54,747	53,685	39,754	24,329	17,204	19,799	20,233	19,231	21,344
Enterprise Value	93,397	81,007	71,832	79,409	62,101	54,613	49,222	42,679	19,832	-7,582	-1,655	-1,346	6,504	3,305	8,406
Total Capital	119,523	101,609	90,994	88,133	87,373	79,640	69,586	69,541	57,135	41,595	39,600	43,555	44,623	43,967	46,596
Total Debt/Capital (%)	83.94	80.72	84.08	82.45	84.34	82.4	78.68	77.2	69.58	58.49	43.44	45.46	45.34	43.74	45.81
Total Debt / EV	1.07	1.01	1.07	0.92	1.19	1.2	1.11	1.26	2	-3.21	-10.39	-14.71	3.11	5.82	2.54
EV/Sales	21.14	13.47	11.4	11.23	8.38	7.6	7.04	6.29	2.71	- -	- -	- -	0.72	0.37	0.96
EV/EBITDA	34.43	34.02	25.08	27.05	22.17	22.93	26.48	25.88	12.75	- -	- -	- -	5.3	2.76	6.02
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	17	16.04	28.72	23.33	12.15	11.96	12.07	10.28	4.9	- -	- -	- -	1.43	0.73	2.25
EV/Free Cash Flow to Firm	7.77	6.48	6.14	5.98	6.34	6.97	6.05	5.43	2.46	- -	- -	- -	0.89	0.41	1.05
Diluted Market Cap	- -	- -	- -	11,383	9,021	9,171	13,278	9,691	12,083	13,447	17,386	7,790	10,655	11,169	14,178
Diluted Enterprise Value	93,397	81,007	71,832	79,427	76,772	68,678	63,773	58,839	48,282	22,155	31,852	24,342	26,267	22,432	27,816
EV per Share	226.36	196.33	149.72	165.04	128.61	113.51	108.49	100.38	50.43	- -	- -	- -	21.41	10.77	27.11
TTM Sales	4,417	6,012	6,302	7,068	7,415	7,188	6,995	6,784	7,315	7,478	8,780	9,240	9,070	8,897	8,770
TTM EBITDA	2,713	2,381	2,864	2,936	2,801	2,382	1,859	1,649	1,555	1,550	1,261	1,327	1,227	1,199	1,397
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	5,493	5,049	2,501	3,403	5,111	4,567	4,079	4,150	4,050	3,739	4,042	6,247	4,557	4,528	3,729
TTM Free Cash Flow to Firm	12,021	12,493	11,697	13,287	9,796	7,841	8,131	7,859	8,073	8,059	9,162	9,779	7,316	7,988	8,004

Multiples (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	0.86	0.92	1.17	1.63	1.23	1.5	1.67	1.9	0.8	1.46	1.4	1.77
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	93,397	81,007	71,832	79,409	62,101	54,613	49,222	42,679	19,832	-7,582	-1,655	-1,346	6,504	3,305	8,406
Low Price	- -	- -	- -	19.42	18.19	14.55	18.11	20.6	22.08	10.22	35.3	22.34	21.59	31.78	29.52
EV/Sales	21.14	13.47	11.4	11.23	8.38	7.6	7.04	6.29	2.71	- -	- -	- -	0.72	0.37	0.96
EV/EBITDA	34.43	34.02	25.08	27.05	22.17	22.93	26.48	25.88	12.75	- -	- -	- -	5.3	2.76	6.02
Price/Earnings	- -	- -	- -	12.89	- -	8.82	14.24	7.63	7.01	12.35	5.75	4.83	12.52	19.81	18.92
Price/Earnings Average	- -	- -	- -	13.23	-7.97	8.39	10.96	9.04	6.84	8.3	5.88	7.24	9.96	20.89	15.98
Price/Earnings High	- -	- -	- -	15.22	-9.04	9.56	14.41	10.53	8.12	12.44	6.84	10.63	12.83	25	19.55
Price/Earnings Low	- -	- -	- -	10.59	-6.85	6.75	8.84	6.93	5.06	3.54	4.26	4.41	7.74	17.48	12.33
Price/Book Value	- -	- -	- -	0.8	0.69	0.65	0.89	0.61	0.69	0.78	0.86	0.36	0.48	0.49	0.61
Price/Book Value Average	- -	- -	- -	0.82	0.79	0.62	0.69	0.72	0.68	0.52	0.88	0.54	0.38	0.52	0.52
Price/Book Value High	- -	- -	- -	0.94	0.89	0.71	0.9	0.84	0.8	0.78	1.02	0.8	0.49	0.62	0.63
Price/Book Value Low	- -	- -	- -	0.66	0.68	0.5	0.55	0.55	0.5	0.22	0.64	0.33	0.3	0.44	0.4
Price/Tangible Book Value	- -	- -	- -	0.8	0.71	0.7	1	0.74	0.86	0.94	1.25	0.81	1	1.01	1.08
Price/Tangible Book Value Average	- -	- -	- -	0.82	0.8	0.67	0.77	0.88	0.84	0.63	1.28	1.21	0.79	1.06	0.91
Price/Tangible Book Value High	- -	- -	- -	0.95	0.91	0.76	1.01	1.03	1	0.94	1.49	1.77	1.02	1.27	1.12
Price/Tangible Book Value Low	- -	- -	- -	0.66	0.69	0.54	0.62	0.68	0.62	0.27	0.93	0.74	0.62	0.89	0.7
Price/Sales	- -	- -	- -	1.61	1.21	1.27	1.89	1.42	1.64	1.79	1.97	0.84	1.17	1.24	1.6
Price/Sales Average	- -	- -	- -	1.65	1.38	1.21	1.46	1.68	1.6	1.2	2.01	1.26	0.93	1.31	1.35
Price/Sales High	- -	- -	- -	1.9	1.56	1.38	1.91	1.96	1.9	1.8	2.34	1.84	1.2	1.57	1.65
Price/Sales Low	- -	- -	- -	1.32	1.18	0.97	1.17	1.29	1.19	0.51	1.46	0.77	0.72	1.1	1.04
Price/Cash Flow	- -	- -	- -	3.34	1.76	2	3.24	2.32	2.97	3.58	4.27	1.24	2.33	2.44	3.77
Price/Cash Flow Average	- -	- -	- -	3.43	2	1.91	2.5	2.75	2.9	2.41	4.37	1.86	1.85	2.57	3.18
Price/Cash Flow High	- -	- -	- -	3.94	2.27	2.17	3.28	3.21	3.44	3.61	5.08	2.73	2.38	3.08	3.89
Price/Cash Flow Low	- -	- -	- -	2.75	1.72	1.53	2.01	2.11	2.14	1.03	3.17	1.13	1.44	2.15	2.45
Price/Free Cash Flow Average	- -	- -	- -	0.88	1.05	1.11	1.26	1.46	1.46	1.12	1.94	1.19	1.16	1.47	1.5
Price/Free Cash Flow High	- -	- -	- -	1.01	1.19	1.27	1.65	1.7	1.73	1.68	2.26	1.75	1.49	1.77	1.83
Price/Free Cash Flow Low	- -	- -	- -	0.7	0.9	0.89	1.01	1.12	1.08	0.48	1.41	0.73	0.9	1.23	1.15
EV/Sales Average	21.14	13.47	11.4	11.28	10.51	9.49	8.67	8.93	6.55	2.37	3.66	3.05	2.65	2.58	2.91
EV/Sales High	21.14	13.47	11.4	11.53	10.7	9.66	9.13	9.21	6.85	2.97	3.99	3.64	2.92	2.83	3.21
EV/Sales Low	21.14	13.47	11.4	10.95	10.32	9.25	8.39	8.54	6.14	1.68	3.11	2.56	2.44	2.36	2.6
EV/EBITDA Average	34.43	34.02	25.08	27.15	27.84	28.64	32.64	36.73	30.83	11.43	25.47	21.23	19.6	19.12	18.25
EV/EBITDA High	34.43	34.02	25.08	27.75	28.33	29.14	34.36	37.87	32.24	14.32	27.75	25.32	21.58	21.03	20.15
EV/EBITDA Low	34.43	34.02	25.08	26.36	27.32	27.92	31.58	35.12	28.86	8.09	21.62	17.8	18.07	17.53	16.31
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	23.62	18.64	19.02	29.16	22.66	30.56	35.66	47.61	24.45	34.92	36.01	45.29
High Price	- -	- -	- -	27.9	24	20.6	29.5	31.29	35.42	35.92	56.61	53.83	35.78	45.46	46.79
Enterprise Value Average	93,397	81,007	71,832	79,713	77,968	68,209	60,674	60,570	47,938	17,717	32,114	28,166	24,050	22,919	25,493
Enterprise Value High	93,397	81,007	71,832	81,468	79,340	69,418	63,879	62,451	50,127	22,201	34,992	33,599	26,480	25,215	28,144
Enterprise Value Low	93,397	81,007	71,832	77,388	76,534	66,507	58,712	57,906	44,882	12,547	27,265	23,627	22,170	21,017	22,790

Shares Outstanding	413	413	480	480	482	467	437	405	374	375	338	299	302	305	308
Diluted Weighted Avg Shares	413	413	480	482	484	482	455	428	395	377	365	319	305	310	313
Basic Weighted Avg Shares	413	413	480	481	483	481	454	425	393	376	363	317	304	307	310
Revenue per Share	10.71	14.57	13.14	14.69	15.36	14.94	15.42	15.96	18.6	19.91	24.22	29.18	29.86	28.99	28.29
EBITDA per Share	6.58	5.77	5.97	6.1	5.8	4.95	4.1	3.88	3.95	4.13	3.48	4.19	4.04	3.91	4.51
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	-2.3	0.95	-0.94	1.83	-2.65	2.16	2.05	2.97	4.36	2.89	8.28	5.06	2.79	1.82	2.39
Basic EPS from Cont Ops	-0.53	3.32	0.87	1.92	1.86	2.31	2.04	2.97	4.38	2.89	8.45	5.42	3.16	2.18	2.75
Diluted EPS, GAAP	-2.3	0.95	-0.94	1.83	-2.65	2.15	2.04	2.95	4.34	2.88	8.22	5.03	2.78	1.8	2.37
Diluted EPS from Cont Ops	-0.53	3.32	0.87	1.92	1.85	2.3	2.03	2.95	4.35	2.88	8.39	5.38	3.14	2.16	2.72
Dividend per Share	1.98	1.94	1.69	0.56	5.32	0.22	0.41	0.57	0.69	0.77	1.05	1.56	1.57	1.57	1.58
Cash Flow per Share	13.31	12.24	5.21	7.07	10.58	9.49	8.99	9.76	10.3	9.95	11.15	19.73	15	14.75	12.03
Free Cash Flow per Basic Share	-2.51	-5.8	-13.95	-13.47	0.88	2.69	0.06	1.04	0.07	-1.55	-2.97	8.57	5.92	3.48	-1.76
Cash & Equivalents per Share	33.62	19.28	12.37	12.22	44.08	41.91	41.34	48.55	81.22	120.61	106.03	98.56	87.77	95.47	94.52
Book Value per Share	29.7	30.65	27.57	29.53	26.9	29.13	32.71	37.29	44.2	45.97	55.36	67.68	72.65	73.02	73.96
Tangible Book Value per Share	22.55	29.1	27	29.4	26.33	27.18	29.21	30.5	35.49	38.1	37.99	30.36	35.02	35.76	41.88

Ally Financial Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)